Financial management is risky, so be cautious when investing! Before managing money, you should plan a solid foundation and then gradually increase your income. Personal financial management generally needs to be planned according to the return rate from low to high, and the principle to be followed is: stability. Generally, we start with bank deposits, treasury bonds, and universal insurance to protect the principal first, then move to funds and real estate after stabilization, and finally the riskier ones: stocks, gold, futures, etc. As shown in the picture:

Internet financial management is very popular now, you can learn about it.