According to the exchange rate on December 6, 2019, the regular one-year interest for depositing 100,000 yuan is 22,500 yuan.

The three-month deposit interest rate is 1.540; the half-year deposit interest rate is 1.820; the one-year deposit interest rate is 2.250; the two-year deposit interest rate is 2.730; and the three-year deposit interest rate is 3.575.

Example:

The regular one-year interest for depositing 10,000 yuan is 2,250 yuan. The regular one-year interest for 100,000 yuan is 22,500 yuan.

The current RMB in circulation in the market is based on October 1, 1999, the 50th anniversary of the founding of the People's Republic of China. The People's Bank of China successively issued the fifth set of RMB (1999 version). The fifth set of RMB has six denominations: 1 yuan, 5 yuan, 10 yuan, 20 yuan, 50 yuan, and 100 yuan, of which 1 yuan has two types: banknotes and coins.

Extended information

As the price of funds, interest plays a very important role in the operation of the market economy, mainly in the following aspects:

1 , The function of influencing corporate behavior

As the capital occupation cost of enterprises, interest has directly affected the level of economic benefits of enterprises. In order to reduce costs and improve efficiency, enterprises must reduce the amount of funds occupied and at the same time conduct cost comparisons of various fund-raising methods during the financing process. If enterprises in the whole society regard saving interest expenses as a common behavior pattern, then the efficiency of economic growth will definitely improve.

2. Functions that influence residents’ asset selection behavior

(1) Under the conditions of the continuous improvement of the actual income level of Chinese residents and the increasing savings ratio, asset selection behavior has emerged. The increase in financial instruments provides an objective basis for residents' asset selection behavior, and interest income is the main incentive for residents' asset selection behavior.

(2) The high savings rate has become a major feature of the Chinese economy, which provides a solid financial foundation for rapid economic growth, and the various asset selection behaviors of residents under the inducement of interest income have also provided Contributed to the realization of various macro-controls.

3. The function of influencing government behavior

Since interest income is closely related to the economic interests of the deficit and surplus departments of the whole society, the government can also use it as an important economic lever. Adjust economic operations.

Baidu Encyclopedia - Time Deposit Interest Rate

Baidu Encyclopedia - RMB Exchange Rate

China News Service - The Central Bank Releases the One-year Fixed Deposit Interest Rate Cap and Medium and Long-Term Deposit Interest Rates Complete marketization