1. Different ability to choose funds:

Buying a fund at one time requires a strong fund selection ability and buying a fund at the right time. The fixed investment of the fund is operated by a professional financial management team, and the ability to select funds is relatively strong, and the possibility of loss is relatively small.

2. Different investment risks:

The investment risk of the fund's fixed investment is relatively low, and the stop loss is the responsibility of the professional financial management team. In the worst case, investors can get the average return of the industry. If you buy a fund at one time, if the market is not good and the investor fails to stop the loss in time, there may be losses.

3. Different return on investment:

The investment return of the fund's fixed investment is relatively stable, and its ability to resist market fluctuations is strong. The return on investment of one-time purchase funds is linked to market conditions. When the situation is better, the rate of return may be higher, otherwise there may be losses.

1. Buying is a financial term, which means that investors buy a stock, futures or currency in the financial market because they are optimistic about a product, stock, futures, currency, etc. And think that its short-term or medium-and long-term market is bullish.

The normative definition of fixed-term investment is a fund investment mode in which an investor applies through a designated fund sales organization, agrees in advance on the deduction date, deduction amount, deduction method and the name of the invested fund, and the sales organization automatically completes the deduction and subscription in the bank account designated by the investor on the agreed deduction date.

2. Fixed investment law

There are two ways for the fund to make a fixed investment: to make a fixed investment by signing a consignment agreement with the bank, and to operate on the market by itself.

These two methods have their own advantages and disadvantages:

Bank consignment: you can deduct money from the bank regularly through agreement, which is convenient and easy to operate. The defect is that once the fund company suspends the subscription, the fund's fixed investment plan will be interrupted; In addition, there is only one price per day, which lacks flexibility. Of course, for most people, there is only one unknown price that day, which reduces the trouble of re-selection;

On-site self-operation: Generally, there will be no interruption in trading days, and the trading will be temporarily suspended only when dividends, ex-rights and major announcements are made. On the other hand, the price selectivity is strong, which is suitable for people with certain short-term experience. The disadvantage is that you need to trouble yourself and remember to operate regularly in the venue.