The following are the information and precautions for people in Taiwan Province Province to open an account in a bank:
1, the mainland mobile phone number that can receive short messages.
First, apply for mainland mobile phone number (real name authentication) in China Unicom Telecom Business Hall (direct sales outlets) with Taiwanese certificate, which is the first thing to do when applying for bank card. Because applying for a bank card needs to bind the mainland mobile phone number, you need to remember your mobile phone number and provide binding when applying.
2. Card-type Taiwanese certificate
It is recommended to hold a card-type Taiwanese certificate (no additional signature is required within 5 years), and it is necessary to pay attention to whether your name can be simplified to match the name on the Taiwanese certificate, so that there will be no problem in remittance or real-name authentication. Remember to bring your passport or Taiwan ID card in case of emergency.
From July 2065438+2007, the new law of our country stipulates that the holder of Taiwanese certificate should fill in the "individual tax resident identity document", that is, the ID number (individual tax registration number) and other contents.
Step 3 choose the right bank
I chose China Industrial and Commercial Bank because it is a large bank with many branches all over the country. It is easy to find and open, with simple procedures and convenient withdrawal. After choosing a bank, download the bank APP first, because the traffic of China Telecom is not enough. After opening the online banking card, test it immediately and make sure it can be used before leaving.
4. Tell me to open an account with a Taiwanese certificate.
Please go directly to the bank supervisor and tell the other party to open a bank card with a Taiwanese certificate (that is, open an account), and confirm that you want to draw a number plate to queue up for acceptance or handle it by a special person. Although you can use the hotel address, you may still be refused to open an account. You should be mentally prepared, but you can still recite it first. The purpose of opening an account is to inform the work that it is necessary to open an account in Taobao, and provide the company name and professional title.
5. Open "online banking" and "mobile banking"
Remember to open "online banking" and "mobile banking" when you apply for passwords and signatures in the bank, so that you can still use them when you return to Taiwan Province Province. Banks may charge fees for handling these extra functions.
When handling online banking, you will be told that you need to change your password to "English plus digital password" in order to test the opening of online banking or mobile banking. Anyway, please remember your 6-digit password. If you forget and enter a mistake three times in a row, you may need to apply for a new password at the counter.
6. The mobile phone is bound to WeChat and Alipay
To open a bank card or calling card in Chinese mainland, please bind all the commonly used mobile apps, especially WeChat and Alipay. WeChat wallet can be set by looking for "wallet" in the address book, and Alipay can be set by adding bank card number and mainland house number.
Extended data
General account opening process:
1. Make an appointment with the bank account manager in advance or bring relevant materials directly.
2. Under the guidance of the account manager, sign relevant documents and seal them.
3. The bank will submit the relevant information to the central bank, which usually takes 5 working days, and the central bank will issue an account opening permit.
4. Wait for the account manager to inform for evidence collection, receipt card, U shield, etc.
5. Carry out the remaining operations such as account deposit under the guidance of the account manager.
Note: Generally speaking, in the process of opening an account and obtaining evidence, the legal representative should be present in person at least once.
Reference link Baidu Encyclopedia? Bank account opening process