2. "Insurance+futures" has become a "reassuring", "reducing production due to disasters", "the same fruit at different prices" and "it is difficult to harvest in good years", which has long hindered the development of local apple industry and the income increase of fruit farmers. Fan Sen, a villager in Yangzui Village, Gangou Town, Jingning County, has been very upset. 46-year-old Fansen is planting 65,438+00 mu of orchards, including 5 mu of hanging orchards. In normal years, 5 mu of land can earn more than 40 thousand yuan, which is also the main source of income for the family. In 2020, due to low-temperature freezing injury, Fansen apples were severely reduced in production and sold for only 5,000 yuan. In recent years, natural disasters such as "late spring cold" have occurred frequently. Fan Sen also realized that his resilience was very fragile and actively participated in Apple's "insurance+futures" project. In 2020, Fan Sen insured 5 mu of land and paid 536 1 yuan. "It has nothing to do with natural disasters, but I have to resign myself to fate. Fortunately, I paid, and this year has not been white. "
1.201717 On February 22nd, the apple futures of Zhengzhou Commodity Exchange were listed, and the apples planted by fruit farmers got the lowest protection price per catty of 4.3 yuan. This is an innovative financial poverty alleviation project developed by Shaanxi Branch of PICC P&C Insurance Company. Using the insurance mechanism to connect with the futures market, ordinary fruit farmers can also directly obtain the lowest price guarantee in the apple price changes in the futures market.
2. Huaxin Futures cooperated with PICC to pay the premium for 200,000 Jin of apple futures price insurance for 26 poor households with established files. At the beginning of February, due to snowfall and other reasons, the spot price of apples continued to fall, and the futures price of apples fell. Under the guidance of the futures company, PICC company exercised the right in time, obtained the exercise fee of 94,000 yuan, and paid the compensation of 94,000 yuan in full to the poor households.