In the online loan industry, more and more loan openings will lend money according to the borrower's sesame credit score. Only users whose sesame credit score meets the loan requirements of online lending platform will have the opportunity to successfully obtain loan funds. What are the online loans that can be handled with a sesame credit score of more than 600?
For some friends who often use Alipay, a sesame credit score of 600 or more is a popular threshold. Generally, Alipay is often used for consumption, and there is no problem with personal credit. It is relatively easy for sesame credit to score above 600.
The following popular online loan products require borrowers to have a sesame credit score of 600 or above before they have the opportunity to apply for loans.
1, borrowed by ants. The threshold for ants to borrow money in Alipay is that the sesame credit score is above 600 points. Only Alipay real-name users with sesame credit score above 600 points have the opportunity to open the loan function. Whether it can be successfully opened is decided by the borrowing system according to the user's personal comprehensive situation.
Users who open a loan bank can get a maximum loan amount of 300,000 yuan, and the daily loan interest rate is 0.0 15%-0.06%. The specific loan amount and interest rate are determined by the system evaluation.
2. Get a good loan. Zhaolian Good Term Loan is a personal credit loan product launched by Zhaolian Finance. The customer base of this product is Alipay real-name users aged 2 1-50 years old, and the sesame credit score is above 600. Users can apply for loans with good term loans. Users can apply for loans by paying attention to the life number of good loans through Alipay.
3. Step by step. Like recruiting a good term loan, you can apply for a loan by paying attention to your life number through Alipay. The loan threshold for future installments is 600 sesame credit points, and borrowers with full conditions can get a loan amount of up to 200,000 yuan. The specific amount is determined by the system according to the user's personal situation.
4. Comfortable flowers. Compared with the above three loan openings, Anyihua's loan threshold is slightly lower. If the sesame credit score is above 580, you will have the opportunity to apply for a loan with a maximum loan amount of 200,000.
Loans that can be applied for with Sesame Credit
1: Excuse me. Sesame Credit and Ant Xiaowei jointly launched the "borrowing". At present, the application threshold is more than 600 points for sesame. According to different scores, the loan amount that users can apply for ranges from 1000-50000 yuan. The longest repayment period is 12 months, and the daily loan interest rate is 0.045%. Fully rely on sesame credit score for credit review, and the loan can be released within 3 seconds after the review is passed.
2. It is good to borrow money. Guangfa Direct Bank has a good loan jointly launched by Mi Jinrong and Alipay. Sesame score above 700, you can apply for a loan with a maximum amount of 200,000. Above 700 points: the daily interest rate is 0.03%-0.053%; 670-699 points: the daily interest rate is 0.04%-0.053%. Finally, your execution interest rate will be comprehensively evaluated according to your credit situation.
3. Come in stages. Alipay provides a credit line of up to 200,000 yuan for children's shoes with sesame scores of 600 and above. The service covers 99% of colleges and universities in China and can enjoy 30 days of interest-free.
4. find a lot of money. At present, there are many small loan products that can also be loaned through Sesame, and these products often settle in some comprehensive lending platforms, such as Amoy Qian Bao. Users can apply for credit loans by submitting simple information and authorizing sesame credit points. Of course, the higher the sesame score, the higher the credit line.
5: Good term loan. Sesame Credit Score cooperates with the "Good Loan" under Zhaolian Finance, and sesame score reaches 700 before applying. The annual interest rate of "Zhaolian Good Term Loan" is 17.8%, and the maximum amount is 200,000. The line can be recycled within 3 years, and the longest loan period is 60 months. No mortgage, no guarantee, only personal credit can get a loan. Fast loan, as fast as 1 minute, and loan repayment at any time.
What loans can sesame score 600 apply for?
1, Alipay Ant Borrow-up to 300,000 (600 points)
If the sesame score is not less than 600, you will have the opportunity to open an ant loan, with a maximum of 300,000 and a daily interest rate as low as 0.0 15%. The loan is automatically opened at the beginning of the loan period, and users cannot apply. Users who have opened Ant Lending can see their loan amount and loan interest rate, and the loan operation is very simple.
2. Call for a good term loan-the maximum amount is 200,000 (600 points).
With a sesame credit score of over 600 points, Alipay real-name users aged 265,438+0-50 can find this pit by searching for good loans on Alipay homepage or paying attention to Alipay life number.
After entering the interface, you can apply by filling in your personal information in the menu bar "I want"-"Apply", and the system will evaluate the matching amount according to your information and credit information. The loan amount can be recycled within 3 years, and the high sesame score has preferential interest rates.
3, Zhilian financial exotic flowers (600 points)
For college students' credit loan products, you can apply for sesame credit with 600 points, or you can apply with school information. There is no handling fee, and the interest rate is as low as 0.04%. The key is not to charge liquidated damages! No punishment! No punishment! On Alipay's homepage, just search for financial exotic flowers. Now engage in activities, interest-free coupons of 2000 yuan for three months.
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Matters needing attention
1. The loan shall be used in compliance.
If you are going to gamble and gamble, the bank will definitely avoid you. And if you use it for stock trading, futures trading and wealth management products, these banks are also not allowed.
2. The loan amount should be reasonable.
Be sure to make a budget before applying for a loan. The loan amount can be increased by 65,438+00% on the basis of the budget. Beyond this limit, you may have to pay for your irrationality.
3. Ask the total interest of the loan.
Zero interest rate ≠ zero interest, the two must not be confused. The so-called zero-interest loan products generally transfer interest to fees, guarantees and other items. After careful calculation, it is not necessarily cheap.
How to borrow sesame credit
Step 1: Use mobile phone Alipay and log in, and click more as shown in the following figure:
Step 2: You can see micro loans in more cases, and click Enter.
Step 3: See that under my loan, there are projects that meet the conditions of account loan, as shown in the following figure. This account can be loaned with ordinary funds (12 months), and others do not meet the application conditions. Click on the average capital loan (1February) to enter.
Step 4: Average capital loan (12 months) You can see the daily interest rate, repayment period and repayment rules in the detailed introduction. Among them, the repayment rules should be carefully examined, which is related to your interests. If you understand them, click to apply for a loan.
Step 5: Lender information uses Alipay authentication information. If you are prompted to improve, click Improve.
Step 6: Enter the amount and information verification code of your application, and finally click Submit Application. You can usually get a loan if you can apply.
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Increase the amount of sesame credit loan
1. Because Sesame Credit belongs to credit and the like, you can use a credit card to repay with Alipay, and it is also important to bind Sesame to a credit card, so if you have a credit card, you must remember to bind it.
2. Alibaba's e-commerce department, Tmall Taobao and other shopping items, shopping categories, return records, and even Ali Wangwang's chat records are all important scoring criteria for Sesame Credit.
Buying things with sesame credit line is also a very important way to increase sesame credit line.
4. At home, it is also the best to pay the gas and water bills with Alipay, because it can also improve your sesame credit.
5. If you have many Alipay friends, your sesame credit can also be added. It is suggested to add all the numbers in our mobile phones as Alipay friends.
6. When using Yu 'ebao and Lucky Treasure, the greater the investment, the more businesses used, the more frequent the frequency and the higher the score.
7. Finally, keep a good personal credit record.