1, p2p network connection is limited.
Peer-to-peer connection is a new network technology, which depends on the computing power and bandwidth of the participants in the network, rather than concentrating all the dependence on a few servers. However, the transmission speed of P2P network connection is limited by the upload bandwidth.
2.P2P third-party payment custody is limited.
Following the Guiding Opinions on Promoting the Healthy Development of Internet Finance (hereinafter referred to as the Guiding Opinions), the Administrative Measures for Non-bank Payment of Some Internet Payment Services (Draft for Comment) was issued, stipulating that payment institutions shall not open payment accounts and provide payment channel services for institutions engaged in financial services.
This exposure draft has many strict and clear restrictions. If this regulation is strictly implemented in a short time, it means that the previous mode of hosting third-party payment in P2P industry will not continue, which will have a great impact on the third-party payment business involving P2P at present.
3.P2P recharge channels are limited.
Agricultural Bank of China, China Merchants Bank, China Construction Bank, Industrial Bank, Shanghai Pudong Development Bank and Beijing Rural Commercial Bank have closed P2P recharge ports since 20 16 1. After the e-rental event, banks will be cautious about P2P and conduct a comprehensive investigation.
What does p2p maturity mismatch mean? There are two cases of term mismatch: the starting point of the short term target and the platform term mismatch. It is necessary to examine whether the term of the target term loan matches. For some financial leasing projects, the term of the loan is shorter than that of the loan. The problem of maturity mismatch is that the platform loan concentration is high and the account risk faced by the platform is high.
What does p2p maturity mismatch mean? This is one of the three definitions of cash pool, namely "object mismatch", "term mismatch" and "fund scale mismatch". If one of them mismatches on the P2P platform, it is equivalent to forming a pool of funds, which is illegal.
"Term mismatch" means that if I represent the P2P platform and someone needs to borrow for half a year, I will post a message saying that the borrowing time is one year, resulting in the funds staying in my account for half a year. This is "maturity mismatch", forming a pool of funds.
What does p2p mode mean? P2P finance is also called P2P lending. Where P2P is
It is short for point-to-point or person-to-person, which means: person to person. Peer to peer network
Loan's official Chinese translation is Renren Loan.
Cool treasure box 100 yuan, no threshold. Small and reliable.
Peer-to-peer financial management refers to the lending between individuals, and refers to the platform as an intermediary to connect these borrowers and lenders to realize their respective lending needs. Winners like * * are typical P2P platforms with high returns and high security. The borrower can be an unsecured loan or a secured loan. Investors invest in borrowers through platforms, and intermediaries are generally a new financial management model that collects fees from both parties or unilaterally or earns a certain interest margin for profit.
There are many P2P wealth management companies in the market, with different products and different yields. Investors are advised to choose products that suit them rationally and cautiously.
What does P2P mean? Peer-to-peer lending.
What does p2p acceleration mean? P2P download is peer-to-peer download. P2P acceleration uses P2P technology to accelerate users. For example, if you want to download a software, it will download quickly after P2P is accelerated. The more people download it, the faster it will be.
What does p2p step on thunder mean? P2P stepping on thunder means that after investing in some non-compliant platforms, the platforms suddenly run away and the funds cannot be recovered.
Since the concept of "financial management" came into being, it may be a habit formed by banks. The view that "financial management must be guaranteed" is deeply rooted in the hearts of Chinese people.
Over the years, all kinds of financial institutions and educational institutions have hardly given financial education to investors to make them aware of the relationship between risks and benefits.
The risk assessment that many financial institutions ask you to do basically tells you which option to choose directly, which has no substantive significance at all.
Therefore, Chinese investors seldom objectively and rationally study and judge the risks behind wealth management products when investing in wealth management.
Because banks sell wealth management, they feel very safe. The result is that some people buy fake financial management. Because a P2P platform with a good background promised to buy it with closed eyes as soon as it was redeemed, the result was thundered.
After we saw the explosion of the platform, everyone began to check the industrial and commercial information of the platform, check the authenticity of the target, and go to the platform for field visits and so on. But before investing? They closed their eyes and voted.
This thunderstorm may have played the role of investor education that has been missing for many years, but the price is a bit painful.
What do you mean by P2P lock-up? Lock-up refers to an investment term, which is usually used for spot trading, foreign exchange margin trading and futures margin trading. Lock positions generally refer to investors opening new positions that are opposite to the original positions after buying and selling contracts. It is also called lock positions, lock orders, and even euphemistically called Butterfly Qi Fei. Locking is generally divided into two ways, namely profit locking and loss locking. The so-called lock position generally refers to an operation method in which investors open positions with the same amount but in the opposite direction, so that the profit and loss of positions will not increase or decrease no matter where the price changes.
What does p2p mode mean? P2P mode generally refers to P2P finance.
P2P finance, also called P2P credit, is a kind of Internet finance (ITFIN). It means: point-to-point.
Peer-to-peer finance refers to small loan transactions between different network nodes (usually individuals). It needs the help of e-commerce professional network platform to help borrowers and borrowers establish loan relationships and complete relevant transaction procedures. Borrowers can publish loan information by themselves, including the amount, interest, repayment method and time, and decide the loan amount by themselves to realize self-help loans.
In 20 15, the national P2P online loan turnover exceeded one trillion, reaching 1 180565 billion, up 258.62% year-on-year. Historical cumulative turnover163121500 million yuan.