Choosing a suitable financial management method is determined according to your own situation.

First, you have to consider some hard conditions, such as how much money you have. Investment and financial management are carried out without affecting your daily life, which means that you can only invest with spare money.

Secondly, no matter whether you are only managing money personally or at home, individuals can pursue higher income, while family financing is more about avoiding risks and then income.

Investment? It is best to have a portfolio, which can spread risks. There is a commonly used "three-three principle", and one-third of the money is used for savings, circulation and emergency use. Use one-third of the money for long-term low-risk investments, such as national debt, and one-third for short-term venture capital. Such as futures and spot.

What you invest depends on your risk tolerance, your expectation of return, and the time and energy you can invest ~ ~ The return on short-term investment is remarkable, and the return on a good day can reach 65,438+00%. Therefore, if you grasp the proportion of these funds, you should buy a house ~ ~