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I received a national scholarship of 8,000 yuan. I want to know how to manage and invest money? Please help! !

As you are familiar with, investment methods such as stocks, gold futures, etc. each have their own specific methods and suitable groups of people. The fact that you can get a national scholarship shows that you are a hard-working person with excellent academic performance, and you also value this heavy bonus. So when you choose to invest, you should be cautious and have a good balance between returns and risks. Investment principal is the most important, and mentality is also indispensable. Let me introduce you to a variety of gold futures, because I am mainly engaged in the spot gold business. The history of gold will not be repeated again. Baidu talks about the difference between gold and other products. Spot gold adopts a T+0 trading method, with 24-hour trading available on the same day. The company I belong to is Beijing Pinjin Precious Metals Management Co., Ltd., which is a cooperative unit of Tianjin Shiyuan Gold Bank Precious Metals Management Co., Ltd. Its main business projects are the sales and repurchase of gold, silver and other precious metal products, and related product investment management business. . For details, please see Baidu’s official website, or contact me. You can conduct research in multiple ways or compare companies of the same type. After all, you need to have a clear understanding of the agency company in the early stages of investment. For customers with small funds like you, according to the quotation provided by Pinjin Company, you can choose to buy or sell gold in full or by paying part of the payment in advance (referred to as "deposit") according to your own circumstances. We have opened exclusive gold wealth management accounts at China Everbright Bank, Bank of East Asia, and Shanghai Pudong Development Bank. We are the first company in China to cooperate with a bank (Minsheng Bank) in the form of a company. Your capital inflow is supervised by the three parties, ensuring the safety of funds. That’s it first. If you have any ideas, please contact me.