If the bank card has been cancelled, the money returned to this card will not enter the account. That is to say. When someone else operates and refunds this account, it will show that the operation failed.

The bank card cancellation method is as follows.

Telephone card sales. Most banks stipulate that as long as the bank card that needs to be cancelled has no continuous business or is currently idle, it can be cancelled by calling the bank's customer service phone or manually. To make a call, you need to provide the customer service staff with the corresponding information of the cardholder, such as ID number, reserved mobile phone number, bank card password, etc.

Online bank card sales. It is a convenient way to log in to online banking and cancel the card. The premise of online card refund is that you must remember the card number and password of the bank card, log in and return the card according to the process.

Automatic locking pin. Bank cards that are inactive for three years will be automatically frozen by the bank. If you need to continue to use it, you need to bring your bank card and ID card to the place where the issuing bank is located for unfreezing business.

The difference between bank card cancellation and account cancellation is that bank card cancellation is divided into single card cancellation and whole account cancellation. Single card cancellation means that the cardholder does not want to use this bank card and applies to the bank for cancellation to terminate the use right of this card; Closing an account is to cancel the cardholder's entire account. If there are more than one bank card in the account, all the cards will be cancelled. After successful cancellation, the bank will no longer have any information about the customer.

Whether the cancelled bank card can be restored is related to the type of bank card. Debit cards are different from credit cards. If it is a debit card cancellation. Then it can't be recovered. At this time, only one bank card can be reissued. If it is a credit card cancellation. Divided into two situations. In the first case, the card is not closed. At this time, the bank will keep the credit card account for a period of time. If you want to resume using the credit card, you can call the bank credit customer service phone or go to the business outlet to reactivate it; In the second case, the card is cancelled and the account is cancelled. At this time, it is generally impossible to restore credit cards.