Your question is really confusing! It is nothing more than financial management. Under normal circumstances, the most suitable financial management method is both offensive and defensive, that is, risk and insurance coexist. But many times it still depends on your own financial management concept, whether it is radical or conservative or mixed. For most people, it is reasonable to allocate financial funds at 3:4:3. Short and medium-term dividends or accidents, medical insurance and time deposits (it is recommended to choose some 7-day notice deposits) are necessary. If possible, you can consider national debt (it is recommended to reserve) and currency fixed investment funds. These are conservative products, which can basically guarantee the lowest income and there will be no risks. This is equivalent to the goalkeeper on the football field.

As for the most defensive counter-offensive tools, we have seen debt-based stocks and equity funds, which also have good returns and bear the pressure that most people can bear. In addition, investment-linked insurance and universal insurance can not only earn low-value income, but also keep one party safe and buy enough spare money.

I believe many people know that the most profitable products are stock trading, foreign exchange, gold and futures, which can give investors considerable financial returns, but they must also have considerable pressure-bearing capacity, and it is best to have greater financial support. For example, when foreign exchange and gold are fried, when the quantity and grams reach a certain amount, there is a considerable discount, that is, the price difference.

In short, invest in financial management and do what you can.