Summary of Bank-wide Anti-Money Laundering Work in 20 17 and Work Plan for 2017. According to the anti-money laundering work arrangements of the provincial branches and Zhangzhou Central Branch of the People's Bank of China, the Bank focused on the construction of anti-money laundering organizations, the construction of anti-money laundering internal control system, customer identification and customer due diligence reports, and the standardization of large and suspicious transaction reports.
I. Progress in Anti-Money Laundering in 20 17
Organizational structure.
1, timely adjust the anti-money laundering leading group. In February this year, the members of the anti-money laundering leading group of the branch were adjusted, and the manager of the legal affairs department was added as the deputy director of the anti-money laundering leading group office. In June 5438+February this year, the Anti-Money Laundering Leading Group Office was established in the Legal and Compliance Department, and the branch readjusted the Anti-Money Laundering Leading Group, which really strengthened its leadership over the anti-money laundering work.
Since the beginning of this year, due to personnel changes, nine branches have adjusted their anti-money laundering leading groups accordingly.
2. Hold a special meeting to study and arrange anti-money laundering work. From 2065438 to 2007, the branch held quarterly meetings of members of the anti-money laundering leading group, timely informed the quarterly anti-money laundering work, coordinated and solved the difficulties and problems existing in the anti-money laundering work, issued written minutes of special meetings, and tracked the implementation of the spirit of the meeting. According to the actual situation of the Bank, all branches regularly hold anti-money laundering meetings to implement the spirit of the special anti-money laundering meeting of municipal branches.
(B) Construction of internal control system
1, implement the spirit of the superior bank in time. Anti-money laundering is a long-term task. After receiving the relevant documents and regulations on anti-money laundering from the Head Office, provincial banks, the People's Bank of China and regulatory authorities, the Bank timely conveyed the spirit of anti-money laundering work to employees of all departments, branches and outlets, put forward specific work requirements in light of the Bank's actual situation, and implemented the deployment of anti-money laundering work by superior banks and local banks. 2. Establish rules and regulations and strengthen internal control management. According to PBC's anti-money laundering inspection requirements and the Bank's actual situation, in May 2065438+2007, the internal control system of anti-money laundering was sorted out and refined, and thirteen systems such as the Implementation Rules for Anti-money Laundering Management of Zhangzhou Branch of China Construction Bank were formulated, which detailed the main responsibilities of various functional departments of the branch, and explicitly required all functional departments to set up anti-money laundering posts and designate special personnel to take charge of anti-money laundering work; Clearly require business organizations at all levels to establish and improve the customer identity examination and registration system in accordance with the principle of "know your customer"; Implement large and suspicious transactions against money laundering and submit them to the centralized management department; Clear anti-money laundering judicial cooperation and transfer and anti-money laundering confidentiality system.
Sub-branches also formulate corresponding internal anti-money laundering management measures, assessment systems and inspection mechanisms. According to the "Implementation Measures" of provincial branches and the "Implementation Rules" of branches, combined with the specific conditions of branches.
(3) In fulfilling the anti-money laundering obligations.
1. Submit suspicious transactions against money laundering.
This year, the bank reported 653 12 suspicious transactions in RMB, amounting to 85.94 billion yuan, of which 567 1 transaction, 25 1 transaction and 3 1 billion yuan were reported to the public; 5964 1 private contribution, 60.8 billion yuan. 890 suspicious foreign currency transactions with the amount of US$ 23,634 and US$ 965,438+0,000, of which 808 transactions were submitted to the public with the amount of US$ 23,266,440,000; 82 personal transactions, $3.68 million and $470,000.
On 20 17 10, Dongcheng Sub-branch found two POS self-employed households in the course of business operation, and the capital transactions were obviously inconsistent with their business scale, and reported to the People's Bank of China in time. During the business operation from June 5438 to February this year, the branch business department found that the transaction of Zhangzhou xiangcheng district Sanying Trading Co., Ltd. was obviously inconsistent with its business scale, and reported it to the People's Bank in time.
2. Perform customer due diligence obligations.
Institutions at all levels of the bank conscientiously implement the customer due diligence system, strictly implement the Notice on Strengthening the Management of Large Cash Deposits and Withdrawals, Preventing and Curbing Money Laundering Crimes and Related CrimesNo. Yin Fu 20 17253, and require individual customers to show their identity documents or other valid and legal documents that can prove their personal identity when establishing business relations with customers, and require multiple documents for comparison when necessary; For corporate customers, legal person code certificate, business license or relevant approval documents, tax registration certificate, etc. are required. Provide complete customer information. Those with unclear identity, irregular documents and incomplete information will not be accepted. At the same time, do a good job in the registration of large cash deposit and withdrawal accounts, report the top ten deposit and withdrawal transaction details on a monthly basis, and focus on monitoring and analyzing large cash transaction objects.
3. Make off-site supervision report on anti-money laundering.
According to the requirements of off-site supervision report submission, the Bank has done a good job in reporting the report, and there has been no distortion or misstatement of the report content.
4. Seriously implement the operation of the anti-money laundering data monitoring system of the Head Office.
After the head office's anti-money laundering suspicious transaction monitoring system was officially launched, due to more data processing than before, some outlets did not handle it in time, resulting in a low confirmation rate. The lead department of the branch timely informs all units of the confirmation progress, urges all units to log in in in time, supplements large transaction data in the system, supplements, analyzes, confirms and submits suspicious transaction data, and improves the confirmation rate. At the same time, operator change, data entry, confirmation and other issues. In the course of operation, the business outlets should report to the superior bank and feed back to the business outlets.
5. Cooperate with PBOC and provincial banks to carry out anti-money laundering related business verification.
On March 20 17, according to the Notice of Anti-Money Laundering Investigation issued by Fuzhou Central Sub-branch of the People's Bank of China (Fuyinxiao (2065438+06) No.45), Dongshan Sub-branch actively organized personnel to investigate and analyze the transactions of eight accounts involved in the investigation since they were opened, and reported them to local banks in time. In September this year, the People's Bank of China learned more about the identity of large cash deposit and withdrawal customers, the background and purpose of large cash transactions, and judged whether their transactions were consistent with their identity and whether there was the possibility of money laundering. Our bank involves 65,438+0 corporate customers and 65,438+00 individual customers in jiaomei, Hua 'an, Dongcheng, Pinghe, Xiangcheng and Buwen branches. We arranged for branches to conduct investigation and will conduct investigation.
(4) Anti-money laundering publicity, training and inspection.
1, carry out anti-money laundering publicity.
On the morning of May 3, 2065438, Kloc-0, two anti-money laundering publicity activities were held in the urban area and Zhangzhou Normal University respectively, with the participation of representatives from the Finance and Accounting Department, the Business Department and Dongcheng Sub-branch. The purpose of this publicity campaign is to crack down on money laundering crimes, maintain economic stability, and enhance the anti-money laundering awareness of all walks of life, which embodies the characteristics of anti-money laundering propaganda "into downtown areas" and "into colleges and universities", and is publicized by posting posters, distributing brochures, and explaining by on-site staff. Due to full preparation, it attracted people and students from the past to stop for consultation. This activity * * * received more than 200 consultations and distributed more than 500 anti-money laundering publicity materials/kloc-0, which achieved good publicity results.
In August, we set up an "anti-money laundering workstation publicity column" jointly with the People's Bank of China in Yinwan Garden, a residential area of our bank, which further promoted the in-depth development of our anti-money laundering publicity work. 5438+ 10 June, according to the requirements of the Notice of the provincial branch on uniformly launching anti-money laundering publicity activities, the bank issued a document requesting that during the publicity week, all branches should hang anti-money laundering publicity slogans, conduct street consultation activities 1 time, and broadcast anti-money laundering videos in the business hall. (The provincial branches will send it by mail) At the same time, the branches will also print 20,000 to 60,000 anti-money laundering leaflets and send them to the branches' business outlets and directly affiliated outlets, requiring them to be put on the shelves. Print next year's anti-money laundering greeting cards and send them to banks, which will mail them to customers, further popularize the basic knowledge of anti-money laundering, raise the public's awareness of honesty and law-abiding, and create a social atmosphere for preventing and monitoring money laundering and cracking down on money laundering crimes.
Sub-branches also carry out various publicity activities according to local conditions. Dongcheng Sub-branch carried out anti-money laundering publicity activities at the entrance of the office building and distributed more than 500 anti-money laundering knowledge leaflets; Dongshan Sub-branch organized two anti-money laundering publicity activities in June and June, 165438+ 10. Longhai Sub-branch downloaded 26 anti-money laundering knowledge questions, loaded them on the TV platforms of various outlets, and continuously scrolled them through the screen to create a publicity atmosphere and expand the publicity scope; Xiao Yun Sub-branch arranged the backbone of anti-money laundering business to carry out anti-money laundering publicity on the street in front of the savings counter of CCB.
2. Strengthen the study and training of anti-money laundering business.
On September 3rd this year, the branch organized relevant personnel from the whole jurisdiction to participate in the video conference on anti-money laundering work of provincial branches. September 20th, anti-money laundering business knowledge training. The main contents are as follows: 1. Questions and answers in the actual operation of the branch since the implementation of the Anti-Money Laundering Law for more than one year; The second is to standardize and guide the problems existing after the anti-money laundering suspicious transaction monitoring system is launched. A total of 64 anti-money laundering personnel and network business operators participated in the training. Sub-branches also carry out various forms of learning and training according to their business development and actual conditions. For example, organize personnel to participate in video training for local people, use pre-class evaluation time to learn anti-money laundering business knowledge, hold anti-money laundering business training, and carry out special business assessment. Dongshan Sub-branch also invited the director of the office of Dongshan County People's Bank to train all employees in anti-money laundering laws and regulations, how financial institutions perform their anti-money laundering duties, and effectively guard against anti-money laundering legal risks, so as to consolidate the training and learning effect.
3. Fulfill the legal obligation of anti-money laundering and carry out anti-money laundering inspection.
(1) According to the requirements of provincial branches, in May, the whole jurisdiction was assigned to carry out anti-money laundering self-inspection. At the same time, in view of the problems existing in the anti-money laundering inspection of the provincial bank, the rectification was implemented in time.
(2) From June 10 to June 17, the discipline inspection and supervision department of the branch organized an inspection of the 15 comprehensive branch. The inspection found that the sub-branch also organized anti-money laundering inspection and mutual inspection according to the work arrangement of the branch's anti-money laundering leading group in terms of internal control and system construction, customer identity identification, customer identity data and transaction records preservation, account management, RMB cash management and large amount.
(3) Actively cooperate with PBOC's anti-money laundering inspection. 2017165438+1October 19 to 2 1, Zhangzhou Branch of the People's Bank of China conducted an anti-money laundering inspection on our Xiao Yun Branch. We arranged the sub-branches to make preparations for the inspection in time and communicated with the People's Bank of China on the inspection. According to the regulatory opinions put forward by the People's Bank of China, further urge the sub-branches to implement rectification.
Two. 20 18 anti-money laundering work plan
1, strengthen anti-money laundering study and education.
First, it is required to establish an anti-money laundering learning system based on outlets. Each outlet shall designate a special person to be responsible for regularly downloading and collecting anti-money laundering rules and regulations and related business notices issued by the superior bank from OA and email, establishing an electronic folder of anti-money laundering rules and regulations, organizing study by using the morning meeting time and study time every Thursday, and making study records. The second is to carry out anti-money laundering knowledge learning activities. Branches sort out laws, regulations and rules related to anti-money laundering and distribute them to all units for study. At the same time, in order to test the learning effect, it is planned to launch a bank-wide anti-money laundering knowledge learning and testing activity in March. The third is to carry out anti-money laundering warning education. At the beginning of February, it is planned to convey the spirit of the speech made by Vice President Wu of the People's Bank of China at the video and telephone conference on anti-money laundering crime and its upstream crime warning education, and organize anti-money laundering personnel throughout the jurisdiction to watch the anti-money laundering warning education film of the People's Bank of China.
2. Conduct anti-money laundering business training.
In April, it is planned to hold professional training for full-time (part-time) anti-money laundering personnel, and invite relevant personnel of the People's Bank of China to give lectures or have discussions. In July, a training course was held for enterprise managers and financial personnel to learn relevant anti-money laundering regulations.
3. Increase anti-money laundering publicity.
The better the publicity work is done, the more you can gain the understanding and support of customers. It is planned to hold two large-scale anti-money laundering publicity activities in June and June 10, and continue to follow the characteristics of anti-money laundering publicity in downtown areas, universities and communities. During the activities, all business outlets are required to hang anti-money laundering propaganda slogans, carry out street consultation activities and roll anti-money laundering videos in the business hall.
4. Strengthen anti-money laundering inspection and guidance.
First, daily inspection, relying on business departments and making full use of professional inspection teams. In the process of business inspection, the three major obligations of anti-money laundering (customer identification system, establishment of customer identity information and transaction record keeping system, implementation of large transactions and suspicious transaction reporting system) are included in the scope of inspection.
Second, it is planned to carry out anti-money laundering self-inspection and mutual inspection within its jurisdiction in May. Self-inspection shall be organized by the branch itself. Cross check is arranged by branches, and some branches cross check.
Third, organize key anti-money laundering inspections in September, and inspect branches that are not in place in their daily work.
5. Continue to do a good job in the operation of the anti-money laundering suspicious transaction monitoring system.
Summary of bank anti-money laundering work in 20 17 The anti-money laundering work in 20 18 is a measure to severely crack down on all illegal money laundering activities involving drugs, smuggling and terrorist organizations, and it is a guarantee to purify social atmosphere, maintain social stability, improve the reputation of credit cooperatives, ensure the stability of credit payment and promote the rapid and healthy development of credit cooperatives' business. According to the relevant laws and regulations of the People's Bank of China and the work arrangement of the superior bank, the Bank has taken a series of effective measures to effectively carry out anti-money laundering work and achieved good results. 20 17 anti-money laundering work is summarized as follows:
First, carefully construct and improve the organizational leadership system.
In order to do a good job in anti-money laundering, our department set up an anti-money laundering leading group with the president as the team leader, the governor in charge as the deputy team leader and the heads of various departments as members, and set up an anti-money laundering office in the accounting department to take charge of the daily affairs of anti-money laundering work. Due to the shortage of personnel, part-time staff are equipped to collect and report anti-money laundering information, forming a relatively complete anti-money laundering organization system.
Second, strengthen study, strengthen study, strengthen study, and raise awareness of anti-money laundering work.
In order to enhance the understanding of anti-money laundering work, we first started from ourselves and strengthened the study of anti-money laundering knowledge. First, deeply understand the importance of anti-money laundering work. Held an anti-money laundering mobilization meeting attended by department heads, account managers and part-time anti-money laundering staff, learned the spirit of the Anti-Money Laundering Law of People's Republic of China (PRC) and relevant documents of the People's Bank of China, improved their understanding of anti-money laundering work, and made everyone fully realize that financial institutions are the first barrier to control money laundering. To ensure the full implementation of anti-money laundering measures in the financial field, we must give full play to the advantages of "knowing customers" of grass-roots banks and improve their enthusiasm and initiative in anti-money laundering. The second is to strengthen the anti-money laundering knowledge training for counter personnel. In order to ensure the effective implementation of anti-money laundering work, we have taken a series of effective measures to build a professional anti-money laundering team. Third, strengthen the anti-money laundering knowledge training and publicity for accounting personnel of account-opening enterprises, let them know the current anti-money laundering situation at home and abroad, and actively cooperate with us to carry out anti-money laundering work. The fourth is to carefully select the staff. The anti-money laundering information collection post is concurrently held by the business backbone, and the anti-money laundering audit report post is also held by the person in charge of the accounting department, which has laid a good foundation for the smooth development of anti-money laundering work.
Three, strictly strengthen the monitoring of large and suspicious payment transactions.
When opening a settlement account in the company, strictly check the authenticity, integrity and legality of the five certificates (business license, legal person ID card, enterprise code certificate, national (local) tax certificate, account opening permit) and the ID card of the agent, and ask customers in detail to open corresponding accounts according to their business scope; When handling deposit settlement business for corporate customers, they are required to provide valid documents and materials, and check and register in accordance with the relevant provisions of the People's Bank of China. For the information of opening personal code, the relevant information shall be reviewed in strict accordance with the relevant regulations of real-name registration system, and the customer shall be required to show his/her (or his/her agent's) valid identity document for verification, and register the name and number of his/her identity document for business operation. Personal accounts that fail to provide relevant certification materials according to law will not be handled. Clean up existing accounts in an all-round way, and establish a depositor information base in accordance with the Measures for the Administration of RMB Large Remittance Payment Transaction Reports. For unqualified deposit accounts (such as expired or cancelled business licenses), customers have been informed to provide new business licenses or handle account cancellation procedures as soon as possible. In terms of cash withdrawal, the approval system is strictly implemented step by step, and no cash payment is given to accounts that are obviously cashed out. Our bank insists on inquiring and real-time monitoring every cash receipt and payment business exceeding 50,000 yuan (inclusive) every day, and requires the unit to make an appointment for the withdrawal amount one day in advance; Single transfer transactions with a unit settlement account of 6,543,800 yuan or more and single large transfer transactions with a unit settlement account of 200,000 yuan or more between individual settlement accounts are all replaced, and the completeness of payment procedures is checked; All fund payments shall be verified by the account manager and signed for confirmation. Strictly supervise and control the phenomenon of private storage of public funds. The Bank strictly monitors and controls the accounts to be cashed out or privately deposited with public funds, so as to prevent similar accounts from happening and ensure that all settlement accounts can be used in compliance, and there is no violation of relevant anti-money laundering regulations. Accounts in which funds are transferred or transferred in a short period of time or in a centralized way as shown in the anti-money laundering information system are verified to be within the normal business scope of the enterprise; There is no account whose frequency and amount of fund receipt and payment are obviously inconsistent with the business scale of the enterprise; There is no account where the receipt and payment of funds are obviously inconsistent with the business scope of the enterprise; There is no account where the daily income and expenditure of the enterprise are obviously inconsistent with the operating characteristics of the enterprise; There are no suspicious payment transactions such as the amount, frequency and purpose of cash deposit and withdrawal, which are obviously inconsistent with their normal cash receipts and payments.
Four. 20 18 year work plan
(1) Strengthen leadership, unify understanding and fully understand the importance and necessity of anti-money laundering. Under the correct leadership of the People's Bank of China, we will further unify the thinking of all employees and strictly implement the provisions on anti-money laundering according to the work arrangements of the superior bank.
(2) Continue to improve the internal control mechanism of anti-money laundering and establish and improve the corresponding institutions and systems. On the existing basis, we will continue to improve various internal control systems and gradually establish a more perfect framework to lay a solid foundation for better completing anti-money laundering work.
(3) Strengthen the training of front-line anti-money laundering staff, improve their anti-money laundering skills, strengthen their anti-money laundering awareness, and enable them to better complete the anti-money laundering task. In the future, we will continue to regard anti-money laundering as a long-term important task, strictly implement the reporting system for large and suspicious transactions, strengthen anti-money laundering training, and enhance the sense of urgency and initiative of anti-money laundering work; Strictly fulfill anti-money laundering obligations and effectively crack down on money laundering activities.
Summary of Bank's Anti-Money Laundering Work in 20 17 and Work Plan for 20 18. In order to further improve the understanding of the People's Bank of China's anti-money laundering work, popularize anti-money laundering knowledge, create an internal environment conducive to anti-money laundering work, strengthen the prevention and crackdown on money laundering risks, and publicize the dangers of anti-money laundering activities and the significance of anti-money laundering work, combined with the actual situation of our company'
I. Main Work Completed in 20XX
(1) Construction and implementation of internal control system
In 20 17, under the overall responsibility and guidance of the bank's anti-money laundering leading group, the Compliance Audit Department revised the company's Internal Control System for Anti-money Laundering of Guoyuan Futures and drafted the Management System for Anti-money Laundering, Terrorist Financing and Customer Classification of Guoyuan Futures and its operating procedures according to the requirements of the Guidelines for Risk Assessment and Customer Classification Management of Financial Institutions issued by the People's Bank of China, which was issued on June 5, 2007.
In 20 17, all departments of the company effectively implemented the requirements of the internal control system against money laundering, covering the prevention and monitoring measures related to money laundering activities in various business management, including customer identification, the preservation of customer identity data and transaction records, large transactions and suspicious transaction reports, etc.
(ii) Organizational structure
The company set up an anti-money laundering leading group, with the general manager as the leader and the chief risk officer as the deputy leader. The leading group is fully responsible for organizing and implementing the overall anti-money laundering work plan of the company, and supervising all departments and branches to implement the specific anti-money laundering work.
The Compliance Audit Department of the Company is the undertaking department for specific anti-money laundering work. The Compliance Department appoints an employee as the anti-money laundering specialist, who is specifically responsible for anti-money laundering work.
20 17 the anti-money laundering Commissioner of our company was changed from king, and the change was reported to the People's Bank of China in time.
(3) Report on large transactions and suspicious transactions.
The Anti-Money Laundering Commissioner of the Bank attaches great importance to suspicious transaction reports, actively contacts personnel in various departments and positions, and strictly identifies large deposits and withdrawals in daily transactions; One-time large short-term transactions; Or trading a large number of inactive varieties in the day, pay close attention. By the end of 20 17 12 3 1 day, no large transactions or suspicious transactions were found.
(4) Customer identification and preservation of identity data and transaction records.
1. Customer identification in business processing
(1) Identify the account opening customer.
When opening an account, our company requires customers to hold valid identity documents or identity documents to open an account, and fill in the basic information form of customers truthfully and completely. Before going through the formalities for the customer, the account opening staff of the customer service center will check the relevant information of the customer identification documents, confirm the customer information through on-site consultation and customer return visit, and keep relevant video materials and copies.
From 2065438 to 2007, all the businesses handled by our company met the requirements of relevant systems, and no anonymous or pseudonymous accounts were found.
(2) Changes in customer-related information
When handling important information such as capital accounts for customers, our company strictly abides by the relevant anti-money laundering regulations, re-identifies the customer's identity information, and requires customers to provide valid identity documents or identity documents and certificates issued by notary offices to go through the change procedures.
20 17 Our company did not handle business or provide services for unidentified customers.
(3) Customer risk classification
Assess the risk level of new customers and fill in the Standard Form of Risk Level Classification for Anti-Money Laundering Customers.
2. Preservation of customer identity information and transaction records
The company shall keep the customer identity information and transaction records safely, accurately and completely in strict accordance with the normative documents such as the internal control system of anti-money laundering, and shall not contact the relevant customer information without approval procedures.
20 17 Our company did not disclose customer information.
3. Relevant information submitted.
In 20 17, our company collected the off-site supervision report data of anti-money laundering in time, and submitted the off-site supervision information of anti-money laundering to the business management department of the People's Bank of China accurately, without omission or delay.
Two. 20 18 anti-money laundering work plan
(1) Anti-money laundering publicity work
In 20 18, our company will carry out outdoor anti-money laundering publicity activities, give full play to the anti-money laundering role of futures operating institutions, raise the anti-money laundering awareness of citizens and customers, enhance their consciousness of fulfilling anti-money laundering obligations, and prevent the occurrence of money laundering risks. At the same time, strengthen anti-money laundering communication and coordination between the head office and branches, and further optimize the internal environment of the Bank's anti-money laundering work.
1, promotional content
(1) Anti-money laundering "one law and four regulations", including People's Republic of China (PRC) Anti-money Laundering Law, Guidelines on Risk Assessment of Money Laundering and Terrorist Financing of Financial Institutions and Customer Classification Management, Anti-money Laundering Regulations of Financial Institutions, Management Measures for Large-value Transactions and Suspicious Transactions Reports of Financial Institutions, Management Measures for Financial Institutions to Report Suspicious Transactions Suspected of Terrorist Financing, and Measures for Identification and Identification of Customers of Financial Institutions.
(2) Anti-money laundering basics: including what is money laundering; What are the means of money laundering, focusing on the relevant means of money laundering in the futures market; The conditions that investors should have for anti-money laundering identity authentication; How to classify investors' anti-money laundering risks; Anti-money laundering monitoring system operation, etc.
(3) The constitution of money laundering crime and its social harmfulness, as well as its adverse effects on society, institutions and individuals.
2. Publicity time
Our company will arrange publicity on September 20th18th or June10th.
3. Publicity methods
(1) Use banners for publicity. The content uses anti-money laundering slogans such as "maintaining financial order and curbing money laundering crimes" and "combating money laundering is everyone's responsibility" to popularize anti-money laundering knowledge to the public and enhance the audience's anti-money laundering awareness.
(2) leaflets and newspaper boards. Anti-money laundering leaflets and newspaper display boards should explain relevant anti-money laundering knowledge and relevant laws and regulations, and leaflets should be placed in a prominent position in the business premises for customers to read.
(3) Carry out counter publicity of branches. According to their own conditions, each business department can regularly broadcast anti-money laundering related content through the image propaganda equipment of the business department, and introduce relevant anti-money laundering knowledge and laws and regulations to customers when opening an account.
(2) Anti-money laundering training
In the second half of this year, we will conduct anti-money laundering training for employees of the company, so that employees can master anti-money laundering laws and regulations and the relevant provisions of the company's internal control system, strengthen the duties of anti-money laundering commissioners of the company and business departments, and enhance employees' anti-money laundering awareness.
1, training content
Strengthen the study of anti-money laundering laws and regulations. Mainly anti-money laundering "one law and four regulations" and "guidelines for risk assessment and customer classification management of money laundering and terrorist financing of financial institutions" (hereinafter referred to as "guidelines"). This year, it is planned to take the study of the Guidelines as an important part of the anti-money laundering training business, and incorporate it into the overall business training plan, which will be uniformly deployed and implemented by leading groups for anti-money laundering work at all levels.
2. Training methods
Training can be conducted face-to-face or through video. The main content is the implementation of planning guidelines, summarizing, studying and communicating the company's current risk classification, and clarifying the control and tracking of customer risk levels is an important part of the company's anti-money laundering risk management. At the same time, ensure that the trainees deeply understand the importance of anti-money laundering and pass on the training contents, operation skills and methods to other employees, so as to improve.
The above is the summary of the bank's anti-money laundering work in 20 17 and the anti-money laundering publicity and training work plan in 20 18.
I recommend it carefully.