4350 yuan.

The higher the loan interest rate, the more interest the borrower needs to pay. If the bank loan interest rate is based on the benchmark interest rate, then the annual interest rate for a loan of 100,000 yuan is: 100,000*4.35%*1=4,350 yuan.

The loan interest rates of various commercial banks are based on the central bank's benchmark interest rate, and there is a certain range of fluctuations on this basis. The interest rate floating ratios of different banks, different regions, and different loan products will be different.

For example, for example, the current average bank interest is 6%, and the loan is 100,000 yuan, with a term of one year.

100,000 yuan multiplied by 0.006 = 600 yuan, 600 yuan is the interest of 100,000 yuan per month

600 yuan multiplied by 12 months = 7,200 yuan, 7,200 is 100,000 yuan per year Interest

Extended information:

The interest rate for medium and long-term loans (with a term of more than one year) is fixed for one year. The loan (including all funds that should be disbursed in installments within one year from the effective date of the loan contract) shall accrue interest according to the statutory loan interest rate of the corresponding grade on the effective date of the loan contract according to the term determined in the loan contract. The date of disbursement of the first loan shall prevail), and the interest rate for the next year shall be determined based on the legal loan interest rate of the corresponding grade at that time.

Lenders and borrowers shall calculate or pay interest on schedule in accordance with the loan contract and the relevant interest calculation regulations of the People's Bank of China. When the extension period of the loan plus the original period reaches a new interest rate grade, the new term grade interest rate will be calculated from the date of extension. Overdue loans will be charged penalty interest in accordance with regulations.