1. Can the bank loan be extended if it is not due?

Legal analysis: If the bank loan is not due, you can apply for an extension. If something happens for a reason, and the applicant is temporarily unable to repay the loan, the applicant needs to contact the bank actively, explain the specific reasons, and then show his willingness to repay the loan actively, and then apply for an extension. The bank will regard the legal basis as

: If the loan is repaid, the borrower shall apply to the lender for an extension of the loan before the loan maturity date. Whether the extension is decided by the lender. The guarantor, mortgagor and pledger shall specify the application for secured loan and mortgage. If there is an agreement, the cumulative extension period of short-term loans shall not exceed the original loan period according to the agreement; The cumulative extension period of medium-term loans shall not exceed half of the original loan period; The cumulative extension period of long-term loans shall not exceed 3 years. Unless otherwise stipulated by the state. If the borrower fails to apply for extension or the application for extension is not approved, the loan will be transferred to the overdue loan account from the day after the maturity date.

second, can the bank loan be extended if it is not paid?

if the loan cannot be repaid at maturity, the formalities for extending the repayment time can be handled upon approval. The maturity of payment for goods is called extension.

if the enterprise really cannot repay the loan on time due to special circumstances, it should apply and explain the situation. After the approval of the bank, it can extend the repayment time, but it needs to go through the formalities of rescheduling, otherwise it will be handled in loans overdue.

if you can repay on time, it is a credit problem. If it is overdue seriously, you will be complained.

Loanextension refers to the procedure of extending the repayment time after the loan is overdue. It is a credit principle that enterprises must abide by and a prerequisite for banks to accelerate credit.

in case of special circumstances, if the enterprise really cannot repay the loan on time, it should apply and explain the situation. After the approval of the bank, it can extend the repayment time, but it needs to go through the formalities of rescheduling, otherwise it will be treated as overdue loan.

Baidu Encyclopedia _ Payment

Third, the loan is told that it cannot be extended when it expires

No

Fourth, how to apply to the bank for extension?

the method and steps of applying for extension are read step by step:

1. First, we enter the Agricultural Bank of China and click the All button

2. Then we click the Loan button in the All button to enter

3. Finally, we can apply for deferred repayment from the bank by clicking Deferred Repayment on the Loan page.

after the customer service consultation of the bank, some banks also said that it is ok to apply for an extension of one month or several months, depending on the verification of the loan center. However, the customer service stressed: it is recommended that the customer repay the loan normally. If there are special circumstances, you can contact the loan handling bank to apply, and whether it is successful or not may not be certain.