I'm at the end of my rope, and I still owe more than 65438+200,000 yuan in debt, so I have to pay it back on schedule. There is no income at present. I don't know how to survive. My parents still depend on my food. Your five conditions are puzzling: 1, parents are incapable of working, and according to common sense, they should be over 65 years old; 2. If so, your age should be around 40; 3. At the age of 40, you have no income, and you still owe more than1.2000. 4. You have to pay the rent, which means you don't have any real estate. From your personal expertise, you are a commodity trading consultant, which shows that you still have a business mind. People in their forties should have worked for more than 20 years. This is the golden age of the country's reform and opening up, and it is also the most profitable time. It can be seen from your statement that you are poor. I think you may encounter natural disasters or man-made disasters. I guess you may be a man-made disaster and unrealistic all your life. You want to get rich overnight, take a shortcut. For example, use all your savings to speculate in gold, futures and stocks. I just want to make money by gambling. If the debt is caused by natural disasters or your family, there is nothing you can do, which deserves sympathy and the help of this society.

Of course, the above is based on your statement and my reasoning. If I guess correctly, please clarify the question and see if I can help you. Please forgive me if I guess wrong.