How to read the CCB credit card settlement certificate online
1. Personal mobile banking customers log in to the mobile banking APP through identity verification and enter "Enjoy Life" - "More" - "Government Affairs" Service"-"Personal Credit Report" operation menu.
2. Display query records and apply for query.
3. Display the query authorization agreement.
4. Perform face recognition to verify customer identity information.
5. Verify your mobile phone number and enter the email address for receiving credit reports.
6. Inquiry application and email confirmation information.
7. The query record list displays query records and their query status.
8. Send email:
(1) Email subject:
China Construction Bank - Self-service inquiry of personal credit report on XX, XX, month XX, personal mobile banking channel Result
(2) Email text:
Dear XXX (customer name):
Hello!
The attachment is the personal credit report that you applied for inquiry through the China Construction Bank-Personal Mobile Banking channel at XX hour XX minutes XX seconds on XX month XX, XX year. Please check it.
Based on the protection of your personal privacy and information security, the attachment has been encrypted and the decompression password has been sent to your reserved mobile phone number via SMS. You can also use China Construction Bank personal online banking or personal mobile banking. AAP "Personal Credit Report" list to view.
Warm reminder:
Your report has been encrypted and compressed. Please download and decrypt it to view it.
The content of this email is an email sent by China Construction Bank to the customer based on the personal email address he reserved when he applied for personal credit report inquiry on the China Construction Bank personal mobile banking channel. If you are not the recipient indicated in the email header, Please delete this email directly and do not use or disseminate the content of this email in any form. Thank you!
China Construction Bank
XX, XX, month XX, XX
(3) Email attachment: Credit report encrypted compressed package
9. Query After success, send a reminder text message or go to the CCB Personal Mobile Banking APP to check the decompression password. Customers can download it through their email, decrypt it and check it after decompression. Where are the CCB Quick Loan expenditure records?
The method for querying CCB Quick Loan consumption details is:
1. Log in to CCB Mobile Banking, go to Loan - My Loan - Details, and select the time. Just query the segment.
2. Log in to CCB Online Banking, click Loan Services - Personal Quick Loan - My Quick Loan, select the loan account to be queried, click Consumption Record Query, enter the start and end dates and click OK to query the loan. Loan transaction details.
China Construction Bank was established on October 1, 1954. The head office is located at No. 25 Financial Street, Beijing. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life insurance, financial services, etc. subsidiaries in various industries such as insurance, investment banking, futures, and pension funds.
China Construction Bank has a broad customer base and maintains banking business relationships with a number of large enterprise groups and leading enterprises in China's strategic economic industries. Its marketing network covers major regions across the country.
On June 30, 2016, the British "Banker" magazine released the "Ranking of the World's 1,000 Largest Banks", with China Construction Bank ranking second. In February 2017, Brand Finance released the 2017 Global Top 500 Brands list, with China Construction Bank ranking 14th. In 2018, it ranked 31st among the Fortune Global 500.
In December 2018, the "Top 500 World Brands 2018" compiled by the World Brand Laboratory was announced, and China Construction Bank ranked 203rd. In July 2019, it was selected into the 2019 Fortune Global 500.
Ranked 40th on the list of the top 100 Chinese enterprises under the "One Belt, One Road" initiative. In December 2019, China Construction Bank was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony. On December 18, 2019, the People's Daily released the China Brand Development Index 100 list, and China Construction Bank ranked 25th.
On January 4, 2020, it won the "Sustainable Development Benefit Award" of the 2020 "Finance" Evergreen Award. In March 2020, it was selected as the 13th among the top 500 global brands in 2020.
After the establishment of China Construction Bank Co., Ltd., strategic investors will be introduced to further diversify equity and improve the corporate governance structure. At the same time, we will continue to comprehensively promote various management reforms, promote performance improvement, and strive to build China Construction Bank Co., Ltd. into a modern joint-stock commercial bank with sufficient capital, strict internal control, safe operation, good services and benefits.
“China Construction Bank, building modern life” is the condensation of the philosophy and pursuit of CCB people. Entering the 21st century, China Construction Bank will seek broader service areas and development space with its excellent performance and continuous innovation.
Where can I check the repayment details of China Construction Bank personal loan?
To inquire about CCB personal loan repayment details/repayment plan, you can inquire through the following methods:
1. Log in to the latest version of mobile banking and go through "Loan—My Loan—Details" Query.
2. Log in to personal online banking and query through the "Loan Services—Other Personal Loans—My Loans—Details/Repayment Plan" function.
3. Contact the loan center of the loan agency to inquire. The phone number of the loan agency can be found through the "Outlets and ATMs" function in the lower left corner of the CCB official website.
(Operating environment: Apple 12 mobile phone, ios14 system, China Construction Bank version 5.6.0)
Personal loans, also known as retail loan business, after decades of development, have become An important loan business. Personal loans refer to local and foreign currency loans issued by banks or other financial institutions to natural persons who meet the loan conditions for personal consumption, production and operation, etc. When a lender issues a personal home loan, the borrower must provide a guarantee. If the borrower is unable to repay the principal and interest of the loan when due, the lender has the right to dispose of its mortgage or pledged property in accordance with the law, or the guarantor shall bear joint and several liability for the repayment of the principal and interest.
Personal loans (referred to as "personal loans"), also known as retail loan business, emerged in Western countries after World War II. After decades of development, they have become a important loan business. The main reasons for the rapid development of retail loans in the West after the war are: first, the competition among financial institutions has become increasingly fierce, and the importance of retail business has been recognized; second, the economic development of the West after the war has been relatively stable, personal income has increased, and people are willing to use loans for consumption; third, a large number of various credit reporting agencies have appeared, allowing banks to understand the credit status of borrowers conveniently and quickly.
China’s personal loans have been implemented on a pilot basis in Shenzhen, hoping to stimulate the development of more channels, multi-directional and diversified development in China’s financial industry.
Professional non-bank financial institutions have also emerged in Beijing. They provide professional small-amount personal credit loan services, which are the first in the industry. Their financial products are also constantly being improved, and their rates are also in line with Banks that can provide credit loans are similar.