The investment-linked insurance you bought, introduced by the insurance company, does not break even. Generally, this kind of insurance is linked to the stock market. In 2007, the stock market was excellent, and the investment-linked insurance was also infinite. All insurance companies have launched investment-linked insurance, and the income is not bad. However, the stock market turned around and plummeted, resulting in a large loss of investment-linked insurance. Your loss is not big, and there are many books with a loss of more than 40%. In recent months, most of the investment-linked insurance did not outperform the market. If you don't use the money, just leave it there and wait for the stock market to skyrocket.

Finally, it's not that insurance is bad, but that irresponsible salesmen mislead you with insurance that is not suitable for you. If you choose an insurance agent, insurance is still worth buying.