Recently, there is a rumor circulating on the Internet that the four major banks will reduce their salaries and CITIC Bank will reduce their salaries by 20%. This rumor directly broke people's understanding that banks are also golden rice bowls, but soon, they received rumors from the four major banks that they had no plans to reduce their salaries. At the same time, relevant persons from the head office of CITIC Bank also said that they have not yet received the notice of salary reduction. Subsequently, the reporter interviewed the employees of Hunan Construction Bank and Shanghai Industrial and Commercial Bank and asked about their salary. Employees all said that this year's salary has not changed from last year, and they have not received any notice of salary reduction.

However, some insiders said that although wages have not dropped, various benefits, such as travel subsidies, have been cancelled with the policy. As we all know, the bank is one of the jobs that many job seekers yearn for because of its good welfare policy. In addition to the five insurances and one gold that ordinary enterprises have, there will also be some subsidies such as transportation subsidies, communication subsidies, Chinese food subsidies and housing subsidies. In addition to these subsidies, there will be some performance bonuses. The amount of performance bonus varies greatly according to the products sold, and they are all in the same bank. If it is a different outlet, the income will be different. Therefore, according to industry sources, although there is no salary reduction now, some welfare policies and various subsidies have been cancelled one after another, which is also a disguised salary reduction.

In fact, it is also foreseeable that the banking industry will cancel various benefits this year. Affected by the COVID-19 epidemic, the income level of the whole people has dropped this year. At the same time, some enterprises may stop production, close down or go bankrupt because of the epidemic, which may lead to some loans of banks not being recovered. In this year's government work report, it is also proposed that the policy of deferred repayment of principal and interest of SME loans should be extended to the end of March next year, inclusive SME loans should be postponed as much as possible, and loans from other difficult enterprises should be postponed through negotiation. From the bank's point of view, the operating pressure will increase and the non-performing assets may increase. In the case of poor benefits, in order to ensure relevant interests, the welfare of employees will be appropriately reduced, which is not difficult to understand.