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200,000 yuan to buy ABC wealth management products or deposit them regularly? Ask the master to help me calculate the income. . .
The 2-year fixed income of 200,000 yuan is 200,000 * 4.4% = 8,800 yuan, and the daily income is 24. 1095 yuan.

If you buy Feng, as you said, it is annualized rate of return, that is, the annual interest rate is 4.7% instead of 142 days.

The income is [(200000 * 4.7%)/365] *142 = 3656.986 yuan, and the daily income is 25.7534 yuan.

If you can bear high-risk and high-return investment behavior, you can choose stock market, fund or futures.

If you want to be safe in ABC's short-term financial management or gold trading, it is appropriate.

In addition, it is also good to suggest that 20-30% of disposable income is used to buy savings or guaranteed insurance products every year, at least to avoid worries.