"Citizen's personal information" refers to all kinds of information recorded by electronic or other means that can identify a specific natural person or reflect the activities of a specific natural person alone or in combination with other information, including name, ID number, communication contact information, address, account password, property status, whereabouts and so on.

Risk is the uncertainty between production purpose and labor result, which has two meanings: one definition emphasizes that risk is manifested as income uncertainty; Another definition emphasizes that risk is expressed by the uncertainty of cost or expense. If the uncertainty of income or cost is used to represent risk, it means that the result of risk may bring loss, profit or no loss or profit.