Legal basis: Interim Measures for the Management of Business Activities of Personal-to-Personal Lending Information Intermediaries Article 10 Personal-to-Personal Lending Information Intermediaries shall not engage in or be entrusted to engage in the following activities: (1) Financing for themselves or in disguised form; (2) directly or indirectly accepting and collecting the lender's funds; (three) directly or in disguised form to provide a guarantee to the lender or promise to protect the principal and interest; (4) Propagandizing or promoting financing projects in physical places other than the Internet, fixed telephones, mobile phones and other electronic channels by itself or by entrusting or authorizing a third party; (5) Granting loans, except as otherwise provided by laws and regulations; (6) Time limit for splitting financing projects; (seven) to raise funds through the sale of financial products such as wealth management, and to sell financial products such as bank wealth management, brokerage asset management, funds, insurance or trust products on a commission basis; (eight) to carry out asset securitization business or realize the transfer of creditor's rights in the form of packaged assets, securitization assets, trust assets and fund shares. ; (9) Mixing, bundling or acting as an agent in any form with investment, sales agency, brokerage and other businesses of other institutions, except as permitted by laws and regulations and relevant regulatory provisions on peer-to-peer lending; (10) Fabricating and exaggerating the authenticity and income prospects of financing projects, concealing the defects and risks of financing projects, making false one-sided propaganda or promotion by vague language or other deceptive means, fabricating and spreading false or incomplete information, damaging the commercial reputation of others and misleading lenders or borrowers; (eleven) to provide information intermediary services for high-risk financing such as investment in stocks, OTC fund-raising, futures contracts, structured products and other derivatives; (12) Engaged in equity crowdfunding and other businesses; (thirteen) other activities prohibited by laws and regulations and regulatory provisions related to peer-to-peer lending.