I. Rating
Although many individuals or institutions rank securities companies according to data such as "assets" and "revenue", there are too many lists, and retail investors don't know which one is more representative. In fact, the CSRC classifies and grades securities companies every year, which truly reflects the operating level and compliance management of securities companies. It is recommended to choose a brokerage with a rating above grade A to open an account.
Secondly, the Committee
There is an inevitable cost problem in stock trading. Every transaction is entrusted to a securities company to place an order, so there is a handling fee. According to the documents issued by the CSRC in 2002, the commission (including handling fees and securities management fees) charged by securities companies shall not exceed 1000 yuan, and the single amount shall not be lower than that of 5 yuan. Most of the earliest accounts in the past were at the highest rate of 1000 yuan, but with the gradual growth of the securities industry and the rapid decline of marginal costs, the commissions charged by securities companies also decreased. So far, the default commission for opening a new account is generally 25,000 ~ 30,000. Many securities companies also let their employees devote themselves to the exhibition industry and develop customers at a lower rate to cope with the fierce competition from their peers. It is recommended to choose a brokerage with lower commission to open an account.
Third, service.
Different people have different views on the services of securities companies. Because stock trading relies more on its own multi-channel access to information and the ability to identify and process information, no securities company or app can directly help you make a profit. Securities companies can provide investors with offline outlets, investment services, wealth management products and investment education services. These specific contents are conveyed to investors by account managers, so the services of securities companies depend on account managers to some extent. Different investors have different needs, and even many novices simply don't know their own needs. They are blind in choosing brokers. You can talk to the account managers of different brokers.
abstract
Generally speaking, big brokers have higher ratings and better services, but also higher commissions, which requires investors to make a balance and what is more important to them. According to the survey, the commission of most brokers who open accounts through the account manager channel can be adjusted to 1000 1 .2 ~1.5, and even to10001with large amount of funds, which needs to be negotiated with the account manager.
Important reminder
No matter how you choose, you should take the initiative to abide by the rules. Stock trading itself is a high-risk investment. Risk control is an important lesson. You must minimize the risks outside the transaction and stay away from the irregular risk-taking behavior of brokers.