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How can we do a good job in investment and financial management?

First of all, we should realize that investment ability is also an asset.

At present, the understanding of investment in the mass market is still biased. There are two mainstream views:

The first view is: I have no money, and research investment is useless.

the second view is: tell me what to buy.

the first view is too one-sided. There are many financial management methods with more money and less money, and there are many examples in practice. Because the amount of funds is not large enough, refusing to learn and understand the knowledge related to investment and financial management is actually blocking one's own upward passage. Moreover, with the inflation rate so high, it is not cost-effective for money to depreciate when it is left.

the second view, that is, "tell me what to buy", is a sign of being too eager for quick success.

In fact, most of the stock recommendation software and stock recommendation training in the market cater to the impetuous mood in the market. Bad money drives out good money, but really valuable information and knowledge are ignored. Investment ability is an asset in itself, which should be accumulated slowly. Ability is not as tangible as a house or a ticket, but it is really important. Can turn small money into big money, can make big money roll more and more. Investing in this field is itself a very professional field. However, it seems too simple in practice, that is, buying and selling, so many people ignore the study and research on it.

whatever you invest in, it is definitely risky. But a considerable part of the risks can be avoided through systematic study and practice. China people generally lack financial and business education, and many people start to go to extremes after realizing it. Some people know that there is a pit, and they have to take a chance to get rich overnight. In fact, it is not worth it. The biggest risk actually comes from "you don't understand". If you know this thing, even if you have a basic understanding of a certain field, the investment risk will be weakened a lot. Either lose time or lose money, I believe that rational people will still choose the former. In fact, the best way is to accumulate slowly, study consciously, and operate from shallow to deep. Through time and repeated resumption, fully identify risks to systematically resist risks. In the field of investment, you can speculate tactically, but you still have to accumulate strategically.

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