Short term, large trading volume, strong liquidity, strong liquidity of trading tools, low risk, high security, business liberalization, low cost, complete internationalization and credit creation mechanism.

Extended data:

Short term:

The money market has the characteristics of short term, generally from March to June, and the longest term does not exceed 1 year. This is determined by the characteristics of financial instruments. The short-term borrowing of funds is only one day, and the long-term borrowing is generally not more than one year, and most of them are 3-6 months. The transaction period of the transaction object is short, the shortest transaction period is only half a day, and the longest is no more than 1 year, mostly 3 ~ 6 months.

Large transaction volume:

The money market has the characteristics of large transaction volume, so it is difficult for individual investors to directly participate in market transactions. The transaction cycle is short, the lending cycle of funds is only one day, and the long one is generally less than one year, mostly 3~6 months. The main function of the money market is to maintain the liquidity of financial assets so as to convert them into currencies that can be circulated at any time.

Strong liquidity:

The money market is characterized by strong liquidity, that is, investors can increase their investment or withdraw at any time, and funds can also be invested and realized at any time. This liquidity enables money market fund managers to better control risks and facilitate investors' transactions.

Trading instruments are highly liquid:

The money market is characterized by strong liquidity of trading tools. In the money market, it can be sold and cashed at any time, so trading tools can be quickly converted into cash. This liquidity makes the money market a financing market for short-term funds.

Low risk:

The money market has strong currency and liquidity, relatively stable prices and low risks. Money market funds complement each other in liquidity by constructing investment portfolios, so the risk will be reduced to a lower level.

High security:

The money market is characterized by high security. Enterprises or institutions that enter the money market must have higher credit rating qualifications, so they have higher security.