Legal analysis: installment payment can reduce the recent cash flow burden of the insured and is easily accepted by low-and middle-income families. In the insurance contract, the amount and date of premium payment will be clearly marked, which is relatively fixed. Therefore, the extra money of the insured can be used for other investments, especially when prices rise or bank interest rates are lowered in the future.

In the case of paying the premium of the main insurance in advance, additional insurance can be added continuously. After buying the main insurance, the insured can add a lot of insurance to improve the protection function, but the additional insurance must be bundled with the main insurance and purchased during the payment period of the main insurance. If installment payment is adopted, additional insurance can be purchased at the same time as the payment period of the main insurance. If batch payment is adopted, new additional insurance cannot be purchased after the payment behavior is terminated at one time.

You can enjoy tax exemption for installment payment. If the insured adopts one-time payment, he will not be able to enjoy this exemption right.

Legal basis: Article 52 of the Administrative Punishment Law of the People's Republic of China. If the parties are in real financial difficulties and need to postpone or pay the fine by installments, they may postpone or pay the fine by installments upon the application of the parties and the approval of the administrative organ. "

Regulations on the administration of futures trading

Article 3 A futures exchange refers to a non-profit-making legal person established in accordance with the Regulations on the Administration of Futures Trading and these Measures, which performs the duties stipulated in the Regulations on the Administration of Futures Trading and these Measures and implements self-discipline management in accordance with the articles of association and trading rules.

Article 4 With the approval of China Securities Regulatory Commission (hereinafter referred to as China Securities Regulatory Commission), the futures exchange may adopt the form of membership or corporate organization.

The registered capital of a membership-based futures exchange is divided into equal shares, which are subscribed by members.

The company-based futures exchange adopts the organizational form of joint stock limited company. Chapter II Establishment, Alteration and Termination

Article 6 The establishment of a futures exchange shall be subject to the examination and approval of China Securities Regulatory Commission (hereinafter referred to as China Securities Regulatory Commission).

Article 9 To apply for the establishment of a futures exchange, the following documents and materials shall be submitted to the China Securities Regulatory Commission:

(1) application form (2) draft articles of association and trading rules (3) business plan of the futures exchange (4) list of members or shareholders to be joined (5) list and resumes of board members or candidates for board members and board of supervisors (6) list and resumes of senior managers to be employed (7) supporting documents and explanations such as places, equipment and funds.