First of all, don't put eggs in one basket. No single product can help you, you must spread it out. In this way, while diversifying risks, the rate of return will not drop sharply. If you can allocate assets on a global scale, so much the better. People with this ability should find a financial adviser. But I guess neither did you. I don't quite believe that such people come back to Baidu to ask questions. There is no discrimination, just telling the truth.

Then, calculate your own wealth and distribute it in proportion. The meaning here is not to put all the money into it, but to eat, live or have an emergency every day.

Next, your investment will begin.

First, choose national debt. National debt is the safest financial product. There is no possibility of evasion. (If this defaults, everything is over.

Second, gold is one of the best anti-inflation products. I'm talking about physical gold, not the electronic gold wealth management products you bought at the bank. There are high and low prices of gold, but generally speaking, it won't make you rich, but it can also fight inflation.

Third, buy some wealth management products. Choose the long-term products of the four major banks and the short-term products of local small banks. Or the fund can vote.

Fourth, I have the ability to learn some financial knowledge. You can speculate in stocks and buy and sell futures investments yourself. Well done is not bad.