First of all, I will introduce seven kinds of gold investment varieties to you:
1, physical gold
Physical gold includes transactions such as gold bars, gold coins and gold ornaments. Generally speaking, the gold ornaments we usually buy are not suitable for investment, because the bid-ask spread is too large, and gold bars and coins are the best choice for physical gold.
2. Paper gold
Paper gold trading is a service provided by banks, without the intervention of physical gold. Investors invest in gold by bookkeeping, and the transaction cost can be lower because it does not involve the delivery of physical gold.
3. Gold deposits
Gold margin trading means that in the gold trading business, investors do not need to pay the full amount of gold traded, but only need to pay a certain percentage of the price as a performance guarantee for the physical delivery of gold.
4. Gold futures
Gold futures are also called "gold futures contracts". Gold futures contract trading only needs a margin of about 10% of the transaction amount as the investment cost, with high leverage and a small amount of funds to promote large transactions. In gold futures trading, opening a futures account in a futures company is a long-short two-way trading mechanism.
5. Gold options
Gold option means that buyers and sellers have the right to buy a certain number of targets at an agreed price in the future, but they have no obligation. If the price trend is favorable to option buyers, they will exercise their rights and make a profit. If the price trend is unfavorable to them, they will give up the right to buy and lose only the cost of purchasing options at that time. Gold and option contracts are divided into call gold options and put gold options.
6. Gold Fund
Gold fund is the abbreviation of gold investment fund. Gold investment mutual funds are established by fund sponsors and subscribed by investors. The fund management company is responsible for specific investment operations, and it is a mutual fund with gold or gold derivatives as the investment medium.
7. Gold stocks
Gold stocks are listed or unlisted stocks issued by gold companies to the public, so they can also be called gold mining company stocks. Because buying and selling gold stocks is not only investing in gold mining companies, but also indirectly investing in gold, this investment behavior is more complicated than simply buying and selling gold or buying and selling stocks. Investors should not only pay attention to the operating conditions of gold mining companies, but also analyze the price trend of the gold market.
Investment methods suitable for junior gold investors
1. Gold investment is unfamiliar to most investors, and there are various ways to manage gold. Investors must choose the way that suits them according to the characteristics of wealth management products.
2, gold investment must control the appropriate investment ratio, generally speaking, it needs to be controlled within 30% of household assets.
The gold market fluctuates greatly. Investing in gold requires a stable mentality. Don't expect to get rich overnight. Excessive greed is our investment taboo.