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When is the down payment for buying a second-hand house?
When is the down payment for buying a second-hand house?

According to the requirements of the property management and trading department, there is no clear time limit for the down payment, and the down payment can be completed before the transfer. Usually, the bank signs the down payment before signing the down payment in person. However, there will be third-party monitoring before the transfer, and then call the developer after the transfer of the house. During this period, in order to protect the rights and interests of buyers, the down payment will not be paid directly to the developer, but will be transferred to the developer's account from a third-party account designated by the property company after the house transfer is completed.

What are the payment links for buying a second-hand house?

1, deposit: this step does not require a deposit, but most buyers will pay a deposit first, so we can know first. When paying the deposit and deposit, we must first investigate the details of the house to determine whether the owner of the house is real and whether it is mortgaged. Because the letter of intent for the sale of real estate is directly signed by the buyer and the intermediary company, and the buyer's intention money is also kept by the intermediary company, it is necessary to be cautious when delivering the intention money.

2. Down payment: According to the normal process of buying a house, if the buyer pays the down payment or omits the down payment, it is the down payment, because most people buy a house by loan, so when buying a house, the down payment should account for at least 30% of the down payment. The risk of down payment in advance is very high. If you pay directly, it may cause the seller to run away. Paying intermediary companies is also risky, with poor credit, which may be rejected, and some small ones will go bankrupt directly.

3, the last payment: Under normal circumstances, people who buy a house will leave a sum of money, and they can only pay after the house moves in. The remaining money is only one tenth of the house, but it can't be underestimated. Ensure that the seller pays all the expenses such as gas, tap water, electricity, cable TV, telephone, broadband and property management when handing over the house, and at the same time move out the account in the house, otherwise the buyer will not easily pay the final payment.

4. Other expenses: According to the payment method of the buyer, there are other expenses, such as purchase tax, such as real estate agents. If you buy it from an intermediary company, you can give it directly to the intermediary company, which can save a lot of trouble.