From the low point of the yield range, the range is good; From the high point of the interval, outside the interval is good.
The real rate of return fluctuates within the range.
There are only two expected rates of return on structured deposits in the two-tier interval. When the trigger condition is reached, the lowest income is obtained; What has not been achieved is the highest income.
The probability of reaching the guaranteed interest rate is 15%, the probability of obtaining a medium income is 75%, and the probability of reaching the highest income is 25%. "Third-grade income structured deposits are less volatile and the income is relatively more stable.
Structured deposits refer to financial products with certain risks in which investors deposit legally held RMB or foreign currency funds into banks and banks embed financial derivatives (including but not limited to forwards, swaps, options or futures). On the basis of ordinary deposits, investors' income is linked to financial or non-financial objects such as interest rate, exchange rate, stock price, commodity price, credit and index.