CCB’s Xin Custody is a financial service specially designed for investors. It is a special account established in China Construction Bank Mobile Banking and is mainly used for the management of securities transaction settlement funds. The funds in this account come from the remaining funds after the customer's investment activities such as stocks and futures. This part of the money does not directly belong to the bank, but is part of the customer's assets.

During the investment process, if customers do not need these funds to continue investing, they can safely transfer the money in the Xin Custody account to their personal bank cards through bank-securities transfer. However, it should be noted that this transfer operation must be carried out within the time period of securities trading to ensure the smooth progress of transactions and the safety of funds.

In short, Xin Custody is like an investment fund custody account for investors. It stores idle funds after customers invest, which can be used for investment or transferred back to bank cards when needed. It provides a convenient and secure channel to help investors manage and control their investment funds.