May investigate the use of online business loan funds. Secondly, futures is a venture capital, which is suitable for operating with its own idle funds. Not suitable for loan speculation. Once a loss occurs, the risk may be unbearable.

Second, the bank card opened the online merchant loan. Can you find it in the system?

Of course, bank cards can be found in the online merchant loan system, and now online loans are also used for credit reporting, which may be reflected in your credit reporting.

3. Will online merchants be punished for buying futures with loans?

This may be investigated and regarded as misappropriation of loans. The bank has the right to recover it in advance and ask you to bear the corresponding liability for breach of contract. There are generally two methods: one is interbank trading; Second, there are still accounts to check, but the latter has no records to check, but it has attracted much attention. If the quantity is small, the approximate quantity will definitely be concerned.

Futures, completely different from spot, is actually a tradable commodity. Futures are not commodities, but standardized tradable contracts based on specific commodities such as cotton, soybeans and oil and financial assets such as stocks and bonds. Therefore, the subject matter can be commodities such as gold, crude oil, agricultural products or financial instruments. The delivery date of futures can be one week later, one month later, three months later or even one year later. A contract or agreement to buy or sell futures is called a futures contract. Futures trading can invest in or speculate on futures.

1, the futures market first sprouted in Europe.

As early as in ancient Greece and Rome, there were central trading places, bulk barter transactions and trading activities with the nature of futures trading. The initial futures trading was established by Chicago Spot Futures Exchange at 1848, and the Institute established a standard contract model at 1865. In 1990s, China Modern Futures Exchange came into being, including Shanghai Futures Exchange, Dalian Commodity Exchange and China Financial Futures Exchange. The price changes of listed futures have a far-reaching impact on related industries at home and abroad.

2. In the initial spot forward transaction, both parties pay a certain amount of money.

Later, with the expansion of the scope of transactions, oral promises were gradually replaced by sales contracts. This kind of contract behavior is becoming more and more complicated, and it needs intermediary guarantee to supervise the timely delivery and payment of buyers and sellers. So the first commodity forward contract exchange, the Royal Exchange, appeared. In order to adapt to the commodity economy and storage conditions and provide information for members, in 1848, 82 traders changed places, and the Chicago Board of Trade launched the so-called "futures contract" for 65 years. This standardized contract allows the contract to change hands. Therefore, a futures market specializing in standardized contract transactions has been formed, and futures have become an investment and financial management tool for investors. The exchange allows hedging to be exempted from performance responsibility, which increases the liquidity of futures trading.

3. China futures market system reform.

With the cancellation of the policy of unified purchase and marketing of agricultural products and the liberalization of most agricultural products prices, the market is playing an increasingly important role in regulating the production, circulation and consumption of agricultural products. The ups and downs of agricultural products prices, the undisclosed and distorted spot prices, the ups and downs of agricultural production and the lack of hedging mechanism of grain enterprises have attracted the attention of leaders and scholars. Whether we can establish a mechanism that can not only provide price signals to guide future production and business activities, but also prevent market risks caused by price fluctuations has become the focus of attention. The State Council leaders instructed relevant departments to study the foreign futures market system to solve the problem of domestic agricultural product price fluctuation. The government work report of the First Session of the Seventh National People's Congress put forward that actively developing all kinds of wholesale trade markets and exploring futures trading have opened the prelude to the research and construction of China's futures market.

4. The financial innovation and reform of futures market and industry lies in the reform of supervision system.

Product development and business innovation go hand in hand: in the aspect of supervision system reform, it is mainly to promote the reform of handling fee, hedging, arbitrage, margin and position limit in futures market to improve market efficiency; In terms of product innovation, close to the needs of agriculture, countryside and farmers, develop more securities and futures products for agriculture and farmers, and develop financial products such as treasury bonds futures and stock options; In terms of business innovation.