There is only one difference between non-capital preservation and capital preservation of bank wealth management products:

1 is whether there is principal loss after maturity.

2. Non-principal-guaranteed wealth management products do not guarantee the principal security, while principal-guaranteed wealth management products guarantee the principal security; The income of non-guaranteed wealth management products is higher than that of guaranteed wealth management products, and the risks are also relatively large.

Extended data guaranteed wealth management products are divided into guaranteed income and guaranteed floating income, both of which belong to low-risk wealth management. Guarantee and floating indicate that banks bear different risks. As can be seen from the full name, the guaranteed financial management will have a bank commitment in the agreement. No matter what happens, the bank guarantees that the customer can get back all the principal when it expires.

Resource-guaranteed wealth management products _ Baidu Encyclopedia Non-guaranteed risk _ Baidu Encyclopedia