2065438+March 28th, 2009, the central bank made appropriate adjustments to the ATM transfer management policy, that is, when handling business for individuals through ATMs, the payee's name, account number and transfer amount can be displayed on the transfer acceptance interface in Chinese, and the real-time arrival of business can be clearly indicated in Chinese for customers' confirmation.
If the above requirements are met, the requirement of transferring money after 24 hours at the ATM can no longer be implemented. At the same time, in order to reduce the cost of residents' transfer, the Notice on Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Networks clarifies that banks that charge off-site fees for cash withdrawal, transfer and other businesses in the bank will be free within three months from the date of promulgation of this notice.
Extended data:
Matters needing attention when transferring:
The transfer user must carefully fill in the payee's name and card number information to avoid transfer errors. When determining the transfer, the bank will generally prompt the transfer user to verify the information, the online transfer will generally prompt, and the transfer will verify the name of the payee. Verifying the information can ensure the correctness of the transfer.
The bank shall handle the transfer settlement and the unit that handles the transfer settlement in the bank shall follow the principle of clearing the money and goods and safeguarding the legitimate rights and interests of both parties, and the bank shall not advance the payment. In addition, transfer settlement should also follow the relevant provisions of the state.
There are many ways of transfer settlement, which are mainly divided into two categories: settlement in the same city and settlement in different places. City settlement includes cheque settlement, payment authorization settlement, city collection and acceptance settlement, collection and non-acceptance settlement, limit cheque settlement, etc. Off-site settlement includes off-site collection and acceptance settlement, off-site entrusted collection settlement, exchange settlement, letter of credit settlement and limit settlement.
In order to reduce the cost of residents' transfer, the Notice on Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Networks clarifies that banks will charge off-site fees for deposits and withdrawals, transfers and other businesses in different places within the bank, which will be free within three months from the date of promulgation of this notice.
The bank shall handle the transfer settlement and the unit that handles the transfer settlement in the bank shall follow the principle of clearing the money and goods and safeguarding the legitimate rights and interests of both parties, and the bank shall not advance the payment. In addition, transfer settlement should also follow the relevant provisions of the state. As a bank settlement method, transfer is widely used.
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