Credit card cash installment, sometimes called cash withdrawal installment, is generally a installment method in which the cardholder applies or the issuing bank invites the cardholder to apply to convert the credit limit in the cardholder's credit card into cash, transfer it to the designated debit card (the Bank or other banks) and return it within a specified number of months.

: credit card cash installment application conditions:

Generally speaking, if you want to apply for cash installment in a bank, you must first have a bank credit card, and then know the installment fee before you can choose the installment number that suits you.

Cardholders can use cash in advance only by returning the fixed principal and handling fee every month. Generally, the handling fee rate of cash installment will be higher than that of the issuing bank that consumes installment products and lower than the circulation interest rate of 0.5‰.