Textual research conditions

Three, who apply for the national vocational qualification level, as long as one of the following conditions:

1, continuously engaged in this occupation 19 years or more.

2. After obtaining the secondary vocational qualification certificate of this occupation, he has been engaged in this occupation for more than 4 years.

3. After obtaining the secondary vocational qualification certificate of this occupation, he has been engaged in this occupation for more than 3 years continuously, and has reached the standard hours stipulated in the formal training of this occupation level, and obtained the certificate of completion.

Two, who apply for the national vocational qualification level two, as long as one of the following conditions:

1, and has been engaged in this occupation continuously for more than 13 years.

2. Having been engaged in this occupation for more than 5 years continuously after obtaining the third-class occupation qualification certificate of this occupation.

3. After obtaining the third-level vocational qualification certificate of this occupation, he has been engaged in this occupation for more than 4 years continuously, and has reached the required standard hours after the second-level formal training of this occupation, and has obtained the certificate of completion.

4. Having worked in this profession for more than 5 years after obtaining the undergraduate diploma of this major or related major.

5. Have a bachelor's degree in this major or related major, and have been engaged in this occupation for more than 4 years after obtaining the third-class vocational qualification certificate.

6. Have a bachelor's degree certificate in this major or related major, have been engaged in this occupation for more than 3 years after obtaining the third-level vocational qualification certificate, have reached the required standard hours after the second-level formal training of this occupation, and have obtained a certificate of completion.

7. After obtaining a master's degree or above, he has been engaged in this occupation for more than 2 years.

One, who enter oneself for an examination of the national vocational level three, as long as one of the following conditions is met:

1, and has been engaged in this occupation for more than 6 years.

2, with advanced skills as the training goal of technical schools, technician colleges and vocational and technical colleges, the professional or related professional graduation certificate.

3. Have a college degree or above in this major or related major.

4. Have a college degree or above in other majors and engage in this occupation 1 year or more.

5. Have a college degree or above in other majors, reach the standard hours stipulated in the third-level formal training of this major, and obtain a certificate of completion.

have ability

1, the ability to provide professional financial services

Through the understanding and analysis of customers, it is necessary to digitize the customer's financial objectives before implementing them.

2. Speech and adaptability

The submission and communication of the final plan should be implemented and effectively implemented. Before the implementation of the plan, the financial planner needs to communicate and verify with the customer fully, so as to realize the customer's approval and implement the plan. Therefore, professional financial planners should have good communication and coordination skills.

3. Ability to understand the real financial needs of customers

Determine the financial needs of customers. Financial planners must have excellent communication skills, collection and arrangement skills and observation and understanding skills. Be able to make cognitive judgments on customers' financial needs and goals through repeated conversations and communication with customers.

4. Super autonomous learning ability

One of the qualities of a qualified financial planner is to help customers make reasonable financial planning and make and adjust plans for customers before financial management. For example, making consumption expenditure plans and pension plans. These all need enough knowledge to make a reserve, so the ability of independent learning must be strong.

operating duty

1. Talk and communicate with customers, master customer information, analyze customers' basic situation, master customers' financial objectives and needs, and make financial suggestions for customers.

2. Guide customers to record financial revenue and expenditure and assets and liabilities accounts, analyze their financial revenue and expenditure, and judge their financial status.

3. Design the feasibility scheme independently according to the customer's demand, and give specific operation guidance.

4. Collect customer feedback in time, analyze the implementation results of the scheme and write a report.

5. Major in finance or finance, with basic knowledge of economics, consumption expenditure, insurance investment, monetary finance, industrial investment, taxation, financial accounting and related laws and regulations.

Employment direction

1, Central Bank (People's Bank of China), China Banking Regulatory Commission, China Securities Regulatory Commission and China Insurance Regulatory Commission, which are the first choice for financial supervision and management institutions to become financial officers in industry supervision and management departments.

First of all, Zhongcai is based on macro-control of macro-economy and financial market, and its professional application is easy to get started, and its policy grasp is relatively in place. Secondly, working in the industry management department for three to five years, and then working in a practicing institution, can at least give a position above the middle level. Its limitation is that it is difficult to enter the competent departments of these industries, which may depend on the background. It is difficult for undergraduates to enter unless they are really excellent.

2. Commercial banks, including the four major banks and joint-stock companies, domestic branches of city commercial banks and foreign banks.

Because you have certain banking experience and professional background, the possibility of going to domestic joint-stock firms or foreign banks will increase. At the beginning, many students devoted themselves to the four major state-owned banks. After the rapid development, urban joint-stock commercial banks have become the backbone of urban commercial banks and joint-stock enterprises, many of which have become middle managers and a few have become senior leaders. City commercial banks and joint-stock commercial banks have flexible and pragmatic cadre appointment methods and seniority, which makes the four major banks become the "Whampoa Military Academy" for their professionals.

3. Policy banks such as China Development Bank and China Agricultural Development Bank.

Policy banks, such as development banks and agricultural development banks, are also better choices, but their work nature is similar to that of civil servants, and their financial business is not prominent. They are all places that rely on policies to eat, and the benefits to personal career are still relatively weak compared with industry supervision departments and commercial banks. If you want to be the best in the financial field, don't choose such a unit. However, at present, the salary level and treatment of such units are better than those of commercial banks, which has become a bright spot to attract graduates' attention.

4. Securities companies (including fund management companies), trust and investment companies, financial holding groups and other high-risk financial companies such as securities, trusts and funds all make a living by risk management, and there are systemic risk factors in the industry. But their business is booming, making money is relatively easy, short-term returns are high (risky), and they operate according to the real enterprise management mechanism. If you want to develop professionally and make achievements, you should be in this industry. The difficulty lies in the gradual improvement of academic qualifications. The minimum requirement is a master's degree, which is higher than that of banks and other financial institutions in personal investment management and financial operation. If you are interested in these industries, you can choose securities investment, financial market and financial engineering. If you are majoring in financial management and master of law (undergraduate is financial economics), this is also a good choice.

salary

1, average annual salary: the salary of national financial planners is about 192, 10 1.

2. Annual income interval distribution: 25% is below 654.38+10,000; 10-200,000, accounting for 44%; More than 200,000 accounts for 3 1%.

3. Distribution of annual salary of different working years: 1 year,105,003:1-3 years,158,538: 3-5 years,199.844: 5-/kloc.

4. The regions with the greatest demand for financial planners are Shenzhen, Shanghai and Beijing.

5. For the highest-paid financial planner, the most common skill requirements are asset allocation, wealth management and investment and financial management.

6. The industries with the greatest demand for financial planners are funds/securities/futures, professional technical services and asset management.