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How to deposit time deposits in China Construction Bank

Outlet counter deposit:

Go directly to a Construction Bank branch with your personal ID card and bank card to apply for time deposit business.

Mobile Banking Deposit:

Log in to CCB Mobile Banking, enter self-service transfer, select fixed deposit and current transfer; then fill in the personal bank card account number, choose current deposit to fixed term, and finally select the deposit period, Enter the transfer amount and withdrawal password to confirm.

(Operating environment: iPhone 12 mobile phone, ios14 system, Construction Bank version 5.6.0)

Introduction to China Construction Bank:

Main business areas of China Construction Bank Including corporate banking, personal banking and treasury services, it has branches and subsidiaries in more than 20 countries and regions, and has subsidiaries in multiple industries such as funds, leasing, trusts, life, and property insurance. China Construction Bank, a deputy ministerial-level unit, is a large state-owned bank managed by the central government. It was established on October 1, 1954. Its head office is located at No. 25 Financial Street, Beijing.

As of 2020, the bank provides customers with comprehensive financial services such as personal banking, corporate banking, investment and financial management, has 14,912 branches, 347,156 employees, and serves hundreds of millions of people. Individual and corporate clients. It has subsidiaries in many industries such as funds, leasing, trusts, insurance, futures, pensions, and investment banks. Its overseas institutions cover 30 countries and regions, and it has more than 200 overseas institutions at all levels. Optional, the customer enters the information and the acceptor can see it.

On August 27, 2021, China Construction Bank announced its 2021 semi-annual performance report. The report shows that during the reporting period, China Construction Bank achieved operating income of 416.332 billion yuan, an increase of 7.00% over the same period last year; it achieved net profit of 154.106 billion yuan, an increase of 10.92% over the same period last year.

China Construction Bank Co., Ltd. is a leading large-scale commercial bank in China, headquartered in Beijing. Its predecessor, China Construction Bank, was established in October 1954. The bank was listed on the Hong Kong Stock Exchange in October 2005 (stock code 939) and on the Shanghai Stock Exchange in September 2007 (stock code 601939). The bank's market value at the end of 2019 was approximately US$217.686 billion, ranking fifth among listed banks in the world. The group ranks second among global banks in terms of Tier 1 capital.

Introduction to time deposits:

Time deposits are also called "time deposit certificates". A deposit in which the bank and the depositor agree on a term and interest rate in advance when making a deposit, and the principal and interest will be withdrawn upon maturity. Some time deposit certificates can be sold on the market if the depositor needs funds before maturity; some time deposit certificates cannot be transferred. If the depositor chooses to withdraw funds from the bank before maturity, he or she needs to pay a certain fee to the bank.