1. Which bank is the best for long-term deposit?
In fact, in China, the interest you deposit in any bank is the same. Interest is stipulated by the People's Bank of China, but banks are naturally the six major state-owned banks with high security. The major state-owned banks are the pillars of the banking industry in China, and the banking industry is the pillar of the financial system in China. With the endorsement of the government, their deposit return rate can basically be the same as the risk-free return rate. In addition, according to the regulations on banks in the National Deposit Insurance Regulations, the insurance clauses clearly stipulate that if the depositor's principal and interest are guaranteed to be less than 500,000 yuan, the maximum compensation will be 500,000 yuan; The maximum guarantee in the Deposit Insurance Regulations is less than 500,000 yuan, which is the same for the six major banks. From this security point of view, the six major state-owned banks are all the same.
Second, how to deposit 10000 yuan with high interest rate?
1. Buy wealth management products. Every bank has its own wealth management products, and their styles, contents, risks and interest rates are different. It depends on your personal preference. Generally speaking, a relatively safe high interest rate requires tens of thousands of deposits. If you want to save 10 thousand yuan, you'd better buy some reliable financial products that can be put forward at any time. In this way, the interest rate will be relatively better, but the risk will be less. 2. Time deposit. The interest rate of time deposit is slightly higher than that of direct deposit into bank card or current deposit. Many people prefer to choose a time deposit of about three months, because the term of deposit is shorter and more flexible. If necessary, they can also explain to the bank that they can withdraw money at any time to avoid being in a hurry when needed. 33. Deposit interest method. That is to say, after saving 10,000 yuan for a month, I went to the bank to withdraw this month's interest and opened a new account to deposit it, so I took out this month's interest and deposited it in this account. After one year, the interest was still good.
In short, if you want to make more money through investment, you must choose companies, bonds, company stocks, futures, gold and other investment methods. Not bank deposits, because the interest rate of bank deposits can reach about 3%, which is good enough. It is almost impossible to expect the interest rate of bank deposits to bring you more than 5% income. abstract
What is the interest of China Everbright Bank 1000000?
If the annual interest rate of 65438+ 100000 deposited by China Everbright Bank is one year, the calculation formula is: "interest = principal * interest rate * interest period". If 1 00000 yuan is deposited in the bank1year, and the annual interest rate is 1.95, the interest will be earned at maturity, that is,100000 *1.95% *1=1.
1. Which bank is the best for long-term deposit?
In fact, in China, the interest you deposit in any bank is the same. Interest is stipulated by the People's Bank of China, but banks are naturally the six major state-owned banks with high security. The major state-owned banks are the pillars of the banking industry in China, and the banking industry is the pillar of the financial system in China. With the endorsement of the government, their deposit return rate can basically be the same as the risk-free return rate. In addition, according to the regulations on banks in the National Deposit Insurance Regulations, the insurance clauses clearly stipulate that if the depositor's principal and interest are guaranteed to be less than 500,000 yuan, the maximum compensation will be 500,000 yuan; The maximum guarantee in the Deposit Insurance Regulations is less than 500,000 yuan, which is the same for the six major banks. From this security point of view, the six major state-owned banks are all the same.
Second, how to deposit 10000 yuan with high interest rate?
1. Buy wealth management products. Every bank has its own wealth management products, and their styles, contents, risks and interest rates are different. It depends on your personal preference. Generally speaking, a relatively safe high interest rate requires tens of thousands of deposits. If you want to save 10 thousand yuan, you'd better buy some reliable financial products that can be put forward at any time. In this way, the interest rate will be relatively better, but the risk will be less. 2. Time deposit. The interest rate of time deposit is slightly higher than that of direct deposit into bank card or current deposit. Many people prefer to choose a time deposit of about three months, because the term of deposit is shorter and more flexible. If necessary, they can also explain to the bank that they can withdraw money at any time to avoid being in a hurry when needed. 33. Deposit interest method. That is to say, after saving 10,000 yuan for a month, I went to the bank to withdraw this month's interest and opened a new account to deposit it, so I took out this month's interest and deposited it in this account. After one year, the interest was still good.
In short, if you want to make more money through investment, you must choose companies, bonds, company stocks, futures, gold and other investment methods. Not bank deposits, because the interest rate of bank deposits can reach about 3%, which is good enough. It is almost impossible to expect the interest rate of bank deposits to bring you more than 5% income. answer
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