If the amount exceeds the specified amount, the person-to-person transfer will be monitored. Generally speaking, the following situations will be monitored: a single transaction on the same day, the cumulative transaction amount on that day exceeds 50,000 yuan, and the foreign currency exceeds 1 10,000 US dollars. According to the regulations, the cash receipts and payments of customers whose single or cumulative transaction amount exceeds RMB 50,000 (including RMB 50,000) and foreign currency equivalent amount exceeds US$ 6,543.8+0,000 (including US$ 6,543.8+0,000) will be monitored. Relevant institutions responsible for monitoring include banks and third-party payment institutions, such as WeChat Pay, Alipay and China UnionPay Express. The People's Bank of China will monitor large transactions as required, and consumers need to follow the announcement on the website of the People's Bank of China official website.

Measures for the administration of RMB bank settlement accounts

Article 40

Units from their bank settlement accounts to personal bank settlement accounts, each more than 50 thousand yuan, should provide the following payment basis to their bank:

(a) the wage payment agreement and the list of payees.

(2) Award-winning certificate.

(three) proof of the labor contract between the press, publication, performance organizer and other units and the payee or the individual.

(4) A certificate that a securities company, a futures company, a trust and investment company or a lottery issuing or underwriting department has paid or refunded a natural person.

(5) Agreement on transfer of creditor's rights or property rights.

(6) loan contract.

(7) Certificate of insurance company.

(eight) the certificate of the tax collection and management department.

(nine) agricultural and sideline products and mineral products purchase and sale contracts.

(10) Proof of other lawful funds.

If the amount paid from the unit bank settlement account to the individual bank settlement account is taxable, the withholding agent shall provide the tax payment certificate to the bank where the account is opened.