Management, institutional finance, personal finance, family finance. Financing channels include bank financing, securities company financing, insurance financing and investment company financing. Investment channels include speculation, funds and stocks.
Open corresponding financial accounts in banks and securities companies for financial management. Generally speaking, savings products, bank wealth management products and fund products can be handled through wealth management accounts opened by banks, and large banks can also purchase them through the banking system. Due to the wide distribution of bank outlets, investment and wealth management accounts opened through bank channels can be handled at bank counters.
Financial management refers to financial (property and debt) management for the purpose of maintaining and increasing financial value. Financial management can be divided into enterprise financial management.
Financial accounts opened by securities companies can be used to invest in a series of investment financial instruments such as stocks (including A shares, B shares, H shares, etc.). ).), bonds (including government bonds and corporate bonds, etc. ), futures (including financial futures, such as stock index futures, foreign exchange futures, commodity futures, such as gold futures and agricultural products futures. ). The opening of a securities account can be handled in the business department of a securities company and should be handled within the trading day.
The procedure of investing in a company is relatively convenient. Generally speaking, you only need to provide a copy of your ID card and bank card. The investment company will also customize the exclusive financial plan for customers. Risk is closely related to everyone's age. The ideal risk assessment method is to reduce the tolerable risk with the increase of age.
Because risks and rewards are roughly proportional, young people can take higher risks. When planning investment, they can also choose investment products with high volatility. Of course, what I'm talking about here is not speculation, but investment. In contrast, the older you get, you should choose some conservative investment projects.