"Paper gold" is a kind of personal voucher gold. Investors buy and sell "virtual" gold on the books according to the bank quotation. Individuals earn the fluctuating price difference of gold by grasping the trend of international gold price. Investors' transaction records are only reflected in the "gold passbook account" opened by individuals in advance, and there is no cash withdrawal and delivery of real money and silver.

superiority

First, it is book-entry gold, which not only saves the storage cost for investors, but also facilitates the realization of investors. After investing in real gold, you need to worry about preservation and storage; When it needs to be realized, there is also the cost of identifying whether it is real gold. Paper gold is priced by bookkeeping, using the international gold price and the converted RMB, which saves the inconvenience of investing in real gold.

Second, paper gold is linked to the international gold price and adopts a 24-hour uninterrupted trading mode. The night in China just corresponds to the daytime in Europe and America, that is, when the price of gold fluctuates the most, which provides ample time for office workers to manage their finances.

Third, paper gold provides two trading modes: dollar gold and RMB gold, which provides corresponding opportunities for foreign currency and RMB financial management. At the same time, paper gold adopts T+0 delivery method, which is convenient for intraday trading and has more short-term operation opportunities than domestic stock market. 4. At present, the paper gold quoted by China Bank has the most advantages among peers, and the smaller bilateral price difference provides investors with opportunities to gain more income.