Studying finance can engage in banking, insurance, securities and other financial industries in the future, with broad development prospects and good salary. The financial industry is an important support for the country's economic and social development, providing a basic source of funds for the development of other industries and ensuring the stable and sustainable operation of the national economy and society. It is one of the industries with the highest average wage income level in the whole industry.
The role of finance is equivalent to the basic role of agriculture in national economic and social development, because agriculture is also the foundation of national economy, and food is the foundation of foundation. The role of financial industry as the foundation of other industries is just like the basic role of grain in agriculture.
Matters needing attention in learning finance
1, responsible lending
This paper introduces the concept of personal credit report, how to query personal credit report, how to have a good personal credit record and the importance of having good credit. According to the different life stages of financial consumers, this paper introduces the application and use of individual housing loans, automobile loans, education loans, employment and entrepreneurship loans, and the matters needing attention in the loan and repayment.
2. Identify and respond to Internet financial advertisements.
Improve the ability of financial consumers to identify illegal financial advertisements. Combined with various cases of illegal financial advertisements, positive financial knowledge popularization and risk warning are carried out to help financial consumers identify the authenticity and legality of financial advertisements and enable them to have the ability to identify and deal with illegal financial advertisements. The focus is on preaching the basic knowledge of financial advertisements, common illegal financial advertisements and identification methods, as well as remedial measures for being misled by illegal financial advertisements.
3. Risk and self-protection
Introduce the manifestations of illegal financial activities, including but not limited to illegal fund-raising, telecom fraud, bank card theft, and bad peer-to-peer lending on campus. Popularize the knowledge of financial product consultation and complaint, financial dispute handling and reasonable rights protection to financial consumption. This paper introduces the ways to solve the disputes between financial consumers and financial institutions, such as consultation, complaint, mediation, arbitration and prosecution.
4. Prevent illegal securities and futures activities.
Explain financial knowledge, analyze the harm of illegal activities, and strengthen publicity and reminder to small and medium investors. Inform investors that no institution or individual may engage in securities and futures business without the approval of China Securities Regulatory Commission. Remind investors to establish a rational investment concept, participate in securities and futures investment through legal institutions, and beware of being deceived. The list of legal entities can be found on the website of China Securities Regulatory Commission.