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With four or five hundred thousand spare money in hand, what investment should I make? Ask professionals to give some advice and explain why?
If I have 450,000 yuan, my choice is:

I. Financial investment

1. Invest in the stock market and buy blue-chip stocks or high-tech industry stocks. At present, investing in the stock market is a way to get rich quickly, but high returns are accompanied by high risks, and it is also possible that your 40,000 yuan or 50,000 yuan will be wiped out overnight!

2. Investing in futures

3. Investment funds

4. Buy government bonds or corporate bonds.

5. Bank deposits

In short, one of the characteristics of financial investment is obvious leverage effect (except bank deposits and national debt), people get rich quickly and die quickly, and there are many uncertainties, just like life, things are unpredictable!

Second, industrial investment.

Industrial investment, steady and steady. 450,000 people can choose to be their own bosses, partners or shares. The key lies in their likes and dislikes of risks, their ability to bear risks and their ability to operate and manage. Be your own boss, start from scratch, be ambitious and be a gentleman! But the hardships and difficulties are only experienced by myself. Of course, I succeeded, not only materially but also spiritually. No regrets in this life! I have done great things, although I can't make people cry, but I moved myself-I admire my courage and ability a little, and appreciate myself!

Partnership and shareholding are also good choices, not very hard, but not very easy. Of course, the return on investment is directly proportional to your own efforts (generally speaking, except for the two extremes of joy and sorrow, that is, getting rich overnight and planting too much), in fact, life is not the case.

In short, the sage's grandson said: know yourself and know yourself, and fight every battle! Entrepreneurship is hard and meaningful. I wish you success in starting a business! You are very happy, because you already have the capital to start a business. You just graduated next year, and you are fighting for your ideal.

In addition, I only have a little knowledge of learning. If there are any mistakes or omissions, please correct me, and * * * will make progress!