There are many banks that can handle credit cards, such as:
1. Four state-owned banks: China Construction Bank, China Bank, China Agricultural Bank and China Industrial and Commercial Bank.
2. Joint-stock commercial banks: Ping An Bank, China Guangfa Bank, China Everbright Bank, Industrial Bank, Shanghai Pudong Development Bank, China Merchants Bank, Huaxia Bank and China CITIC Bank.
3. City commercial banks: Bank of Beijing, Bank of Shanghai, Bank of Hankou, bank of tianjin, Bank of Hebei, Bank of Bank of Ningbo, Bank of Jiangsu, Bank of Shengjing, Bank of Nanjing, Bank of Guangzhou, etc.
Brief introduction of China Construction Bank:
ChinaConstructionBank, formerly known as People's Construction Bank of China, was established in June 1 954+1October1(later renamed China Construction Bank on March 26th, 1996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.
Brief introduction of Ping An Bank:
Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks. The registered capital is 565,438 yuan+23.35 million yuan and the total assets are nearly 65,438 yuan +0.37 trillion yuan. Its headquarters is located in Shenzhen, Guangdong Province. China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank.
Brief introduction of China Everbright Bank:
China Everbright Bank (China Everbright Bank) was established in August, 1992. It is a national joint-stock commercial bank approved by the People's Bank of China and headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 20 10 and on the Hong Kong Stock Exchange in February 20 13.
Get a credit card. Which bank is better?
1, Industrial Bank: Industrial Bank has a relatively low card threshold. It's easier to get a card on Alipay, but it generally takes more than 620 sesame points to apply. As for the choice of card types, I would like to introduce you to applying for industrial bank pass credit card and industrial Taobao credit card. Generally, the audit results can be obtained within 5 minutes at the earliest after the application is submitted. With good credit, it is said that the support rate is above 90%.
2. Everbright Bank: Alipay users with sesame scores of 620 or above will find it easier to apply for Everbright Credit Card in Alipay. Many card friends report that they can be approved in seconds. Of course, they should choose the appropriate card type in advance. Here, I suggest you apply for a light yellow duck-themed credit card, which is said to be the easiest card for China Everbright Bank to approve. However, it should be noted that the online application of China Everbright Bank requires a face-to-face visa before it can be issued.
3. Minsheng Bank: Minsheng Bank cooperated with Alipay for a long time. Generally speaking, if there is no problem with credit information, sesame seeds can be approved in seconds if they score more than 600 points, especially now that the end of the year is approaching, the approval rate for handling cards is higher. In terms of card selection, female friends can apply for Minsheng Female Flower Credit Card, and car owners can apply for Minsheng Automobile Credit Card. In addition, Minsheng Baidu takeaway co-branded credit card and Minsheng.com Tesco installment credit card are also relatively easy to get off the card.
4. Guangfa Zhenqing Credit Card: Guangfa Zhenqing Credit Card is a female card launched by Guangfa Bank, which has outstanding advantages in shopping and female insurance! At the same time, you can choose one of the four major merchant types of department stores, restaurants, tourism and entertainment, and enjoy three times the credit card consumption points. However, it is important to note that this option cannot be changed.
What banks can handle credit cards? Please name them.
There are many banks that can handle credit cards, such as 1, and the four major domestic banks: China Bank, China Construction Bank, China Industrial and Commercial Bank and China Agricultural Bank. 2. Joint-stock commercial banks: China Merchants Bank, Huaxia Bank, China CITIC Bank, Ping An Bank, China Everbright Bank, Industrial Bank, China Guangfa Bank and Shanghai Pudong Development Bank. 3. Some local banks can also handle credit cards, such as Bank of Beijing, Bank of Shanghai, Bank of Jiangsu, Bank of bank of tianjin, Bank of Hebei, Bank of Shengjing, Bank of Nanjing, Bank of Hankou, Bank of Bank of Ningbo and Bank of Guangzhou.
What are the requirements for credit card processing? Generally speaking, a stable job is a necessary condition for successfully applying for a credit card. Of course, this is not absolute. For example, many universities now have card business specifically for college students. This is unconditional credit card processing, and college students only need to bring their personal documents and student ID cards to the bank for processing. First of all,/kloc-citizens over 0/8 years old with civil capacity are required. Require a stable income and provide proof of income, one is to prove repayment ability, and the other is to refer to the establishment of credit card limit. If you have successfully applied for a credit card, you can apply for a card with a card, and the process will be much easier. Personal credit should be good and there is no bad record. Whether you can successfully apply for a credit card is also related to your occupation, such as security guard, self-employed, farmer and so on. Personnel from other places, overseas and officers in active service shall obtain certificates in their own names on the basis of temporary accounts issued by local public security departments or certificates issued by relevant departments, and must provide guarantee units with guarantee conditions or guarantors with local accounts and working in the local area.
Credit card applications can be processed through the bank counter or online. If you go to the counter, you need to bring your ID card to the bank, explain your purpose to the staff, and fill out the credit card application form according to the requirements of the staff. Usually there will be a reply in half a month. If the application is successful, you will receive the corresponding letter with credit card within one month. To apply online, just open the bank's app, find "Apply for Credit Card" in the interface, click Enter, and follow the prompts to enter information to submit the application. After the application is successful, you can receive the corresponding letter by credit card within one month. After the credit card is successfully processed, you need to go to the bank outlet to open the card before you can use it.
I hope my answer is helpful to you!
Which banks are easy to handle credit cards?
1. Bank of Communications: Bank of Communications has a very low threshold for card release and a very fast card release speed. The disadvantage is that the amount is relatively low, but it is more suitable as a novice entry card. Pure white households without credit information can consider it.
2. China Everbright Bank: If you already have a credit card of China Everbright Bank, you can apply for a credit card with the card, so the chances of getting a card are higher. The line of China Everbright Bank is about 1, 20000.
3. Guangfa Bank and China Merchants Bank: These two banks are not as good as the first two, but relatively speaking, the threshold for getting off the card is not very high. Moreover, China Merchants Bank raises the amount quickly, so don't worry too much about the low initial amount. Guangfa Bank has many activities and super rich rights and interests.
4. Ping An Bank and China CITIC Bank: It is not easy for these two banks to apply. If you already have a credit card with a limit of about 45,000, you can apply at this time, so the chances of getting rid of the card will be higher. The bank will decide the amount according to the maximum amount of the cardholder's existing credit card.
5. Shanghai Pudong Development Bank: Shanghai Pudong Development Bank will also decide according to the maximum amount of credit cards held by cardholders, but Shanghai Pudong Development Bank only pays attention to the frequency of cardholders' use of cards and pays little attention to the debt ratio, which is suitable for applications with high debt ratio. Generally, applications for other banks with high debt ratios are highly likely to be rejected. Moreover, the universal fund of Shanghai Pudong Development Bank is also very powerful.
Six, four big banks: If you don't have certain financial strength, don't consider applying for credit cards from four big banks. The four major banks have high application thresholds and high requirements for hard conditions. However, after all, it is the four major banks, and there will definitely be no shortage of activities and benefits.
The five most valuable credit cards are China Merchants Bank young Card, Shanghai Pudong Development Bank AE White Card, Guangfa Shang Zhen Platinum Card, Ping An Bank Owner Card and Bank of Communications Wal-Mart Co-branded Card.
Answer: With more and more types and styles of credit cards, we have more and more choices, but many novice card friends don't know how to choose a credit card that suits them. Some friends look at the face value, while others only care about the amount and rights. So which banks' credit cards are worth handling? Bian Xiao has collected five credit cards worth issuing from different banks. Whether you are a beginner or a senior card friend who pursues rights and interests, these five credit cards can almost satisfy everyone.
I. China Merchants Bank Youth Card
Yes, this online celebrity card called Xiaobaixin Credit Card is an ordinary card, but it is very worthy of your support. The qualification requirements are not high, and it is very easy to apply for a card, but this card is only for people under the age of 30, so if you don't have a credit card partner, it is very good to choose this card as the first one. Similar to this card are youthpower of Bank of Communications and Pufa Youth. youthpower's application age has been raised to below 35 years old. However, only this card can withdraw cash at a quota of 65,438+000%, free of charge for the first time every month, and there are benefits such as card opening gifts. It's easy to raise, and it will take about 1 year for the quota to reach 50,000.
Second, Shanghai Pudong Development Bank AE Xiaobai
Yes, this is one of the legendary four magic cards. The name is American Express Platinum Credit Card. If I hold this card, I think I can send a circle of friends, haha. For the first time, I enjoy the unconditional annual fee-free discount in the first year, in addition to the unlimited VIP room rights throughout the year, 6 people can accompany me, 4 domestic free airport shuttle services, and 50,000 credit card points for one-night accommodation experience in five-star hotels at home and abroad! Very tall and worth raising.
However, this kind of credit card has a high threshold for getting off the card and requires the applicant to have certain qualifications. However, if you apply again with another bank's platinum card, the probability of card withdrawal will be greatly improved. Moreover, the platinum card of Shanghai Pudong Development Bank has also been issued recently, and those who were rejected before can also try it.
Three. Guangfa Shang Zhen Platinum Card
The main interest of this card is also in travel, whether it is air or railway. At the same time, this card has 3 times points and can be redeemed for mileage, so if you want to keep a Guangfa credit card, this card can also be considered. Most importantly, this is a platinum card with no annual fee and no mileage fee. Is it awesome?
4. Ping An Bank Owner Card
Almost all car owners will consider getting a car owner card because there are many targeted benefits and concessions. Many car owners will get a Ping 'an card, with a daily fuel fee of 88% discount, as well as personnel accident insurance of 165438+ 10,000 yuan and national free road rescue, which has no resistance to drivers. This card is divided into gold card and silver card. If the qualification is average, you can consider a gold card, but refueling is discounted, and it doesn't matter which one you do.
5. Bank of Communications Wal-Mart Co-branded Card
If it is in daily life, the rights and interests of this card are very good, because this card is almost specially designed for us to visit supermarkets, and it is not difficult to apply, and many people can apply easily. Because it is jointly launched with Wal-Mart, Wal-Mart consumption also has many value-added rights. For example, every Saturday to Thursday, you can enjoy a 2.5% credit card discount when you spend at Wal-Mart. This card is free of annual fee in the first year, and the annual fee is free in the following year after swiping the card for 6 times in the current year. It is also easy to maintain. Just go to Wal-Mart several times on weekends.
These are the five most valuable credit cards compiled by Bian Xiao for you, and they are also the most widely used credit card types.
Which bank has a good credit card?
Agricultural Bank Credit Card, Industrial and Commercial Bank Credit Card, Bank of Communications Credit Card, China Construction Bank Credit Card and Shanghai Pudong Development Bank Credit Card are all credit cards with good reputation.
1, Agricultural Bank Credit Card:
Agricultural credit cards pay attention to innovation. According to different customer groups, they have successively launched a series of products, such as standard series cards, official cards, platinum cards, various regional co-branded cards and special cards, to lead the needs of different customer groups.
In addition to providing a series of intimate services such as increasing the temporary limit at any time, self-service activation, 24-hour free customer service hotline, zero risk of card loss, timely notification by SMS, choice of consumption password, emergency assistance, and various repayment methods. Combine the advantages of outlets, networks and products all over urban and rural areas to form a strong functional advantage.
2. China Industrial and Commercial Bank Credit Card:
ICBC credit card is the credit card with the highest circulation in China. The main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
3. Bank of Communications Credit Card:
Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its users are a group of people who have ideals and pursuits in life and career, know how to enjoy, are more willing to struggle, and sometimes have the needs of studying abroad, doing business, studying abroad or traveling abroad.
Bank of Communications credit cards are also a group of people with high living standards who are willing to try new consumption habits. Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing advanced technology and management from HSBC. It combines global and local advantages, advocates a brand-new consumer culture and card experience with the theme of China People's Global Card, and provides preferential and caring services around the world.
4. CCB Credit Card:
China Construction Bank Longka Credit Card is a credit card brand with 90 million customers. It adheres to the customer-centric concept and provides customers with professional financial services and convenient payment experience. More than 100 kinds of credit card products, such as Longka Family Card, Global Hot Purchase Card and Tencent Game Card;
Meet customers' domestic and overseas transactions, family care, installment financing and other consumer needs. Special offers such as cash back on Saturday and consumption abroad, as well as various installment products, help customers manage their finances easily and spend wisely.
5. Shanghai Pudong Development Bank Credit Card:
Pufa Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys various discounts and can also apply for photo cards for free. Pufa Dream Card allows consumers to choose products and rights. Customers customize cards according to their needs, including card material selection, card surface pattern, exclusive rights and interests, and card organization. Then the bank makes credit cards according to the customized information.
Which bank has a good credit card?
China Merchants Bank, China Guangfa Bank, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank all have good credit cards. A large number of cardholders are welcomed by credit card users. There are many discounts, professional service, quick cash withdrawal and many points. The characteristics of these bank credit cards are as follows:
1, China Merchants Bank
China's first permanent credit system, international 24-hour road rescue service, has gradually become the service standard of domestic credit card industry. In terms of product and service innovation, China Merchants Bank has innovated more than 100 new credit card products and services, persisted in promoting the cross-industry cooperation mode, and successively cooperated with leading enterprises in different life fields such as department stores, tourism and sports consumption.
2. Guangfa Bank
Guangfa Bank Credit Card is the first standard credit card in China. The credit limit of the card is preset according to international standards, which is used for overdraft consumption and cash withdrawal transactions without pre-deposit.
At the same time, Guangfa Bank has issued a business card with a credit card, which can be used in some large-scale consumer places and hotels, and will enjoy a certain preferential amount in some hotel services and reservation business.
3. China Construction Bank
China Construction Bank Longka Credit Card is a credit card brand with 90 million customers. It adheres to the customer-centric concept and provides customers with professional financial services and convenient payment experience.
4. Industrial and Commercial Bank of China
ICBC's credit card approval does not follow the usual path and does not use the data of the credit information center. The certification is based on its own system star standard. If you have a savings card in ICBC, the chances of getting a card will be much greater. However, if there is no ICBC savings card, it will be more difficult to handle the card and withdraw money. There is no handling fee for cash withdrawal, and the cash withdrawal is fast, and the interest-free period is as long as 56 days. If the repayment is not made in full, no interest will be charged on the repaid part.
Disadvantages: low card quantity, weak preferential treatment and less points. Download app can only accept credit card information, otherwise you have to pay SMS reminder.
5. Agricultural Bank of China
In addition to providing a series of intimate services such as increasing the temporary limit at any time, self-service activation, 24-hour free customer service hotline, zero risk of card loss, timely notification by SMS, choice of consumption password, emergency assistance, and various repayment methods. Combine the advantages of outlets, networks and products all over urban and rural areas to form a strong functional advantage.
Extended data:
Key points for handling credit cards:
Purpose, application threshold, enjoyment of rights and interests, currency of amount, installment interest, interest-free period, etc. Finally, choose a credit card that suits you.
enjoy rights and interests
Credit card rights are directly related to your actual interests. Common rights and interests include free handling fee for cash withdrawal, free handling fee for foreign currency transactions, high aviation accident insurance, free annual fee and so on. In addition to these basic rights and interests, it depends on the number of local preferential activities and the value of points.
Run a local bank
Cards with many local activities: A large part of the reason for getting a credit card is to enjoy activities. The more cards there are in local banks, the more activities there will be. So don't apply for a credit card without a local bank, otherwise it is basically equivalent to missing the event.
Integral value
The value of credit card points only needs to compare the goods and services that can be exchanged for points. For example, if you often travel by air and stay in hotels, you may need to apply for a platinum card or above, because many platinum cards have the function of redeeming air miles and staying in hotels, but each card may be redeemed by different airlines and hotels, so as long as the points can be redeemed for the services you often need, the points are of high value.