Question 1: What industries does the financial industry include? The financial industry refers to banks and related capital cooperatives, as well as the insurance industry. In addition to industrial economic activities, other economic activities are financial. Industry.

The financial industry refers to the special industry that deals in financial products, including banking, insurance, trust, securities and leasing industries.

Finance is everywhere and has formed a huge system. Finance covers a wide range of categories, branches and contents, such as currency, securities, banking, insurance, capital markets, derivative securities, investment and financial management, various Funds (private equity, public equity), balance of payments, financial management, trade finance, real estate finance, foreign exchange management, risk management, etc.

Question 2: What does the financial industry include...? Haha, this problem is neither big nor small.

The financial industry should be subdivided into the following specific industries:

1. Banking industry (including commercial banks, central banks, policy banks, credit unions, urban cooperative banks, etc. )

2. Securities industry

3. Insurance industry

4. Trust industry

5. Fund industry

7. Investment banking industry

8. The pawn industry is also one of the special financial industries

9. Futures are barely considered Bar

Question 3: What does finance include? Finance is a branch of economics and belongs to the category of applied economics. Students in this major are awarded a degree in economics after graduation. The finance major is very comprehensive and covers a wide range of industries, including banking, securities, insurance, financial leasing and trust.

At the undergraduate level, in addition to mastering basic theoretical knowledge of finance, students majoring in finance must also receive basic training in related businesses, such as analyzing and predicting changes in stock and foreign exchange prices, and mastering the opportunities to buy and sell securities to earn profits. Techniques etc. In addition, the finance major will also teach students how banks and insurance companies attract deposits and insurance, and how to invest and make money.

In terms of employment, finance majors mainly enter various financial and insurance institutions, large and medium-sized enterprises, investment and financing management units, and financial departments to engage in finance and management. The overall salary level of the financial industry ranks high among many industries. As the trend of financial internationalization continues to strengthen, the absolute number of financial talents is insufficient, especially those who truly understand international finance and modern investment knowledge. Therefore, if candidates choose the finance major, they will have broad room for development once they succeed in their studies.

Question 4: What are the financial industries? According to the "Industry Classification Standards" formulated and issued by the National Development and Reform Commission, the financial industry includes banks, securities companies, insurance companies, trust investment companies, trust companies and other financial industries. Affiliates of the unit. Cross-industry sub-categories are engaged in activities such as banking, securities brokerage agencies (including securities business departments), securities investment (including securities dealers’ proprietary business), insurance, trusts, venture capital, industrial investment, etc., and their affiliated institutions should be divided into separate industries.

68

Banking

681

6810

Central Bank

Refers to Represents the activities of special financial institutions that manage financial activities and formulate and implement monetary policy.

◇

Including:

―The Head Office of the People's Bank of China;

―The branches of the People's Bank of China at all levels.

682

6820

Commercial banks

Refers to wholly state-owned commercial banks, joint-stock banks, urban commercial banks, urban credit cooperatives, rural Credit Union and other activities.

◇

Including:

- Financial activities of wholly state-owned commercial banks (Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank);

- Financial activities of branches of wholly state-owned commercial banks;

- Financial activities of joint-stock commercial banks and branches;

- Financial activities of city commercial banks and branches Financial activities;

- Financial activities of agricultural commercial banks and their branches;

- Financial activities of rural credit cooperatives and their branches;

- Foreign banks in Activities of financial institutions established within the territory of my country.

◆

Excludes:

―Management activities of bank financial assets, included in 7412 (Investment and Asset Management).

689

6890

Other banks

Refers to policy banks.

◇

Including:

- Financial activities of national policy banks (China Development Bank, Export-Import Bank of China, Agricultural Development Bank of China);

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- Activities of national policy banks in financial institutions in various places.

69

Securities industry

Refers to investment and trading activities in stocks, bonds, futures and other securities.

691

6910

Securities market management

Refers to the management and supervision of securities and futures markets.

◇

Including:

―Management activities of the national securities regulatory agencies;

―State Securities Regulatory Commission dispatched offices (stationed in various places management activities of securities supervision offices, offices, and commissioner offices);

- activities of stock exchanges;

- activities of commodity futures trading venues.

◆

Excludes:

- Securities business department and futures trading business department, included in 6920 (Securities Brokerage and Trading).

692

6920

Securities brokerage and trading

Refers to the agency trading activities of securities and futures brokerage agents; securities and funds Management and other activities; management activities of the securities business department.

◇

Including:

- Securities trading agency activities of securities companies;

- Futures trading agency activities of futures brokerage companies;

- Fund management activities of fund management companies;

- Activities of securities business departments and futures trading business departments;

- Activities of securities registration and settlement institutions.

◆

Excludes:

- Stock exchanges (Shanghai, Shenzhen), futures exchanges, listed in 6910 (Securities Market Management);

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- The proprietary investment and trading activities of securities firms are included in 6930 (Securities Investment);

- Independent or principal securities underwriting activities are included in 6930 (Securities Investment).

693

6930

Securities investment

Refers to those engaged in stocks, funds, bonds, futures and other securities in the securities market investment activities. Including the self-operated investment activities of securities companies (brokerages), as well as the securities investment activities of other enterprises and natural persons. This category also includes securities underwriting services activities.

◇

Including:

―Specialized in investment activities in stocks, bonds, futures and other securities;

―Specialized in Engage in fund investment activities;

- Securities spot trading, securities repurchase and other activities;

- Securities underwriting, agency sales, resale and other activities;

―Other securities investment activities (such as investment in financial derivatives). < /p>

- Industrial investment activities (such as investment in real estate, telecommunications, manufacturing, etc.) in non-financial markets by subsidiaries (subsidiaries, branches) of securities companies (brokerages), listed into the corresponding industry category;

- The trust management activities of assets and funds entrusted by the subordinate institutions (subsidiaries, branches) of securities companies (brokerages) are included in 7110 (Financial Trust and Management); < /p>

―Securities consulting and analysis activities conducted by subsidiaries (subsidiaries, branches) of securities companies (brokerages) are included in 6940 (Securities Analysis and Consulting);

―Securities companies ( Risk investment activities such as project planning, project financing, financial consulting, corporate mergers and acquisitions, reorganization, and listings by subsidiaries (subsidiaries and branches) of securities companies are included in 7412 (Investment and Asset Management...>> < /p>

Question 5: What companies are included in the financial scope? The financial scope refers to what types of institutional services are provided by companies in the financial industry.

First of all, financial institutions refer to those engaged in the financial services industry. Financial intermediaries are part of the financial system. The financial services industry (banking, securities, insurance, trust, fund and other industries) corresponds to this. Financial intermediaries also include banks, securities companies, insurance companies, trust investment companies and fund management companies. etc. It also refers to lending institutions that issue loans to companies whose customers are making financial changes, and their interest rates are relatively higher than those of banks, but they are more convenient for customers to borrow because they do not require complicated documents to prove.

Secondly, according to different standards, financial institutions can be divided into different types:

1. Divided into four major categories according to status and function:

Chapter One category is the central bank. China’s central bank is the People’s Bank of China.

The second category is banks. Including policy banks, commercial banks, rural banks.

The third category is non-bank financial institutions. It mainly includes state-owned and joint-stock insurance companies, urban credit cooperatives, securities companies (investment banks), finance companies, third-party financial companies, etc.

The fourth category includes foreign-funded, overseas Chinese-funded, and Sino-foreign joint venture financial institutions established in China.

2. According to the management status of financial institutions, they can be divided into financial regulatory agencies and financial enterprises subject to supervision. For example, the People's Bank of China, the Banking Regulatory Commission, the China Insurance Regulatory Commission, the Securities Regulatory Commission, etc. are institutions that exercise financial regulatory power on behalf of the country. All other banks, securities companies, insurance companies and other financial enterprises must accept their Supervision and management.

3. According to whether they can accept public deposits, they can be divided into depository financial institutions and non-depository financial institutions. Depository financial institutions mainly obtain their funding sources by borrowing from the public in the form of deposits, such as commercial banks, savings and loan associations, cooperative savings banks and credit unions, etc. Non-depository financial institutions are not allowed to absorb savings deposits from the public, such as insurance companies, Trust financial institutions, policy banks, various securities companies, financial companies, etc.

4. According to whether they undertake national policy financing tasks, they can be divided into policy financial institutions and non-policy financial institutions. Policy financial institutions refer to institutions invested and established by *** and engaged in financial activities in accordance with ***'s intentions and plans. Non-policy financial institutions do not assume the country's policy financing tasks.

5. According to whether they belong to the banking system, they can be divided into bank financial institutions and non-bank financial institutions; according to the country attributes of capital contribution, they can be divided into domestic financial institutions, foreign financial institutions and joint venture financial institutions; According to the country to which they belong, they can also be divided into domestic financial institutions, foreign financial institutions and international financial institutions.

6. China’s classification. In 2010, the People's Bank of China issued the "Coding Standards for Financial Institutions" (hereinafter referred to as the "Standards"), which unified the classification standards of China's financial institutions from a macro level, clarified the coverage of China's financial institutions for the first time, and defined the specific composition of various financial institutions. , standardizing the statistical coding methods and methods of financial institutions.

The "Standards" classify financial institutions:

1. Monetary authorities: 1. People's Bank of China; 2. State Administration of Foreign Exchange.

2. Regulatory authorities: 1. China Banking Regulatory Commission; 2. China Securities Regulatory Commission; 3. China Insurance Regulatory Commission.

3. Deposit-taking financial institutions in the banking industry: 1. Banks; 2. Urban credit cooperatives (including cooperatives); 3. Rural credit cooperatives (including cooperatives); 4. Rural mutual fund cooperatives; 5 , financial company.

4. Non-depository financial institutions in the banking industry: 1. Trust companies; 2. Financial asset management companies; 3. Financial leasing companies; 4. Auto finance companies; 5. Loan companies; 6. Currency brokers company.

5. Financial institutions in the securities industry: 1. Securities companies; 2. Securities investment fund management companies; 3. Futures companies; 4. Investment consulting companies.

6. Insurance financial institutions: 1. Property insurance companies; 2. Personal insurance companies; 3. Reinsurance companies; 4. Insurance asset management companies; 5. Insurance brokerage companies; 6. Insurance agency companies; 7. Insurance adjustment company; 8. Enterprise annuity.

7. Trading and settlement financial institutions: 1. Exchanges; 2. Registration and settlement institutions.

8. Financial holding companies: 1. Central Financial Holding Company; 2. Other financial holding companies.

9. Emerging financial companies: 1. Small loan companies; 2. Third-party financial management companies; 3. Comprehensive financial management service companies. ...>>

Question 6: What industries does the financial industry include? It mainly includes three major categories: banking, investment, and insurance. There are many specific ones: banking, securities, insurance, finance companies, leasing, etc.

Direct financing is a financing method that does not go through an intermediary. The fund user and the fund owner have a direct financing relationship (lending relationship), while indirect financing goes through an intermediary. The banking industry is indirect financing, the securities industry is mainly direct financing, and the insurance industry is also indirect financing

Fund selling is indirect financing, because after investors purchase the fund, the fund operator will finance the use of the funds. people.

Question 7: What projects does the financial industry include? The financial industry refers to special enterprises that operate financial products, including banking, insurance, trust, securities, leasing and pawn industries.

1. After a long period of historical evolution, the financial industry has gradually developed from a relatively single form in ancient society to a system of financial institutions in various categories. In the modern financial industry, various banks occupy a dominant position.

Commercial banks are the earliest and most typical form of modern banks. City banks, deposit banks, industrial banks, mortgage banks, trust banks, savings banks, etc., all engage in financial business, but the nature of their business is often quite different. Moreover, financial authorities Often there are restrictions on their business scope. Modern commercial banks generally operate comprehensive financial services. In addition to having a large number of branches in their own countries, large commercial banks often also have branches abroad, thus becoming global multinational banks. Modern large commercial banks are usually the financial centers of large monopoly consortiums. Shareholding companies have become an important organizational form in the financial industry of contemporary developed capitalist countries.

Professional banks are different in nature from commercial banks. Specialized banks are generally funded or supervised by the state (***). Most of its business, especially credit business, focuses on one or several industries, and its business purpose is to focus on supporting the development of certain industries.

2. The establishment of the central bank is a milestone in the history of the development of the financial industry. In modern finance, central banks dominate. It is the currency-issuing bank, the bank of the Communist Party of China and the bank of banks. It is responsible for formulating and implementing the country's financial policies, regulating currency circulation and credit activities, and is generally the management and supervision agency of financial activities.

3. In addition to banks, the modern financial industry also includes various mutual cooperative financial organizations (such as cooperative banks, mutual banks, credit unions or credit combinations, etc.), finance companies (or merchant banks) , discount companies, insurance companies, securities companies, financial consulting companies, specialized savings and exchange institutions (savings bureaus, postal savings and remittance bureaus, etc.), pawn industry, gold and silver industry, financial exchanges (stock exchanges, gold exchanges, foreign exchange adjustments market, etc.) and credit assessment companies, etc. The business methods of the modern financial industry have been very modern, and electronic computers and automated services have become quite popular.

4. Financial industry - characteristics

Indicator nature

Indicator nature means that financial indicator data reflects the overall and individual conditions of the national economy from all angles. The financial industry is a barometer of national economic development.

Monopoly

On the one hand, monopoly means that the financial industry is a strictly controlled industry. Without the approval of the central bank, no unit or individual is allowed to open financial institutions at will. ; Finance on the other hand refers to the relative monopoly of specific financial businesses. Credit business is mainly concentrated in the four major commercial banks, securities business is mainly concentrated in national securities companies such as Cathay Pacific, Huaxia, and Southern China, and insurance business is mainly concentrated in PICC and Ping An. and Taibao.

High risk

High risk means that the financial industry is a distribution center for huge amounts of funds, involving all sectors of the national economy. Organizations and individuals, any mistakes in their business decisions may lead to a "domino effect."

Benefit dependence

Benefit dependence means that financial benefits depend on the overall benefits of the national economy and are greatly affected by policies.

Question 8: What is finance? What types of companies does finance include? Finance refers to the issuance, circulation and withdrawal of currency, the issuance and withdrawal of loans, the deposit and withdrawal of deposits, the exchange of exchanges and other economic activities.

Financial enterprises refer to enterprises that need to obtain a financial business license granted by the financial regulatory department to perform business, including policy banks, postal savings banks, state-owned commercial banks, and joint-stock commercial banks that need to obtain a banking business license to practice business. Banks, trust investment companies, financial asset management companies, financial leasing companies and some financial companies; securities companies, futures companies and fund management companies that require a securities business license to practice; various types of insurance companies that require an insurance business license to practice Company etc.

Question 9: What are the jobs in the financial industry? The financial industry is divided into four categories: "Banking", "Securities", "Insurance" and "Other Financial Activities", with specific positions listed under each category... Financial Industry

Banking

Senior executives/operations, banking/finance, investment/financing/guarantee/financial management,

CEO, president, director, partner, branch, branch manager , bank/finance/financial manager, risk control/foreign exchange transaction, fund management/transaction management, asset management/asset evaluation, credit management/credit investigation and other positions.

Securities Industry

Securities/Forex/Futures, Risk/Funds, Consulting/Consulting

Securities/Forex/Futures Manager, Securities/Futures/ Positions such as foreign exchange broker, securities analyst, media analyst, equity trading, stock/futures trader, risk/fund management, fund manager, fund product development, fund sales, etc.

Insurance industry

Insurance

Insurance business managers, insurance agents, insurance consultants, financial planners, insurance underwriting, insurance claims and other positions.

Other financial activities

Project management, financial translation, financial legal, marketing, administrative personnel, etc.

Project director, project specialist, project manager, translator, legal consultant, lawyer, paralegal, legal specialist, marketing manager, marketing specialist, market analyst, researcher, sales, customer representative, administration, personnel, Front desk, assistant, clerical and other positions. There are specific details. I hope this information will be useful to you

Question 10: What does Internet finance include? What are the specific categories? The Internetization of traditional finance has now developed through online banking, third-party payment, personal loans, and corporate financing. Including but not limited to third-party payment, online financial product sales, credit evaluation review, financial intermediary, financial e-commerce crowdfunding, wealth creation and other models.