Investment and financial management is to manage and allocate the assets of individuals, families, enterprises and institutions by reasonably arranging funds and using investment and financial management tools such as savings, bank financial products, bonds, funds, stocks, futures, commodity spot, foreign exchange, real estate, insurance, gold, P2P, culture and art, so as to achieve the purpose of maintaining and increasing the value, thus accelerating the growth of assets. If you want to invest, you must first evaluate your risk tolerance and choose the right products according to your risk tolerance. It is necessary to know that the income and risk of wealth management products are directly proportional. The higher the expected rate of return, the higher the risk coefficient. In addition to having certain professional knowledge, you can choose according to your actual situation.

If you don't have much money and want to manage your finances, the following information is for your reference:

1. Time deposit, ordinary bank time deposit in 50 yuan, with low investment threshold, high security and diverse styles. You can deposit and withdraw in lump sum, and the interest rate is higher than the current one.

2. Insurance. General insurance companies have personal pension security management products, which are financial products provided by various pension insurance companies. Most of the product risks belong to medium and low risks, and the investment threshold is low. Usually a few hundred dollars can be overspent.

3. Funds are products that can be held for a long time, and the investment threshold is also low. Many products can be invested at 0. 1 yuan. Although there are certain risks, the benefits are relatively high.

Tips: The above instructions are for reference only and do not make any suggestions. There are risks in entering the market, so investment needs to be cautious. Before you make any investment, you should make sure that you fully understand the nature of the investment and the risks involved, and then judge whether to participate after detailed understanding and careful evaluation.

Reply time: 202 1-04-07. Please refer to the latest business changes announced by Ping An Bank in official website.

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