There is no normal reason for multi-head account opening and account cancellation, and a large amount of funds are received and paid before account cancellation; Repay a large loan in advance, but the source of repayment funds does not match the cash flow; Customers often deposit traveler's checks and foreign currency drafts, especially when such checks and drafts are issued overseas, which is inconsistent with their business conditions; Most of the RMB funds remitted by foreign-invested enterprises are cash or transferred from other units' bank accounts, and the annual remitted profits greatly exceed the original invested share capital or are obviously inconsistent with their operating conditions.

Suspicious insurance transactions are subject to decentralized insurance, centralized surrender or centralized insurance and decentralized surrender in a short period of time and cannot be reasonably explained; Frequent insurance, surrender, change of insurance types and insurance amount; Refusing to tell the true identity or providing false name, address, contact information and financial status when taking out insurance; Wholesale purchase of high-value insurance policies cannot be reasonably explained; The applicant insists on using cash to insure, compensate, pay insurance money, refund insurance premium and policy value, and pay other payments.

There are frequent cash receipts and payments below but close to the reporting limit of large cash transactions in the fund account of suspicious securities transactions for unknown reasons, which obviously avoids the monitoring of large cash transactions; Customers will deposit funds in a decentralized way, transfer funds in a centralized way or deposit funds in a centralized way and transfer funds in a decentralized way in a short time; The customer's securities account has been idle for a long time, but the fund account frequently receives and pays in large amounts; Buy and sell a lot of securities in a short time after opening an account, and then close the position quickly.

Suspicious futures trading customers do not conduct futures trading for a long time or a small amount, but their fund accounts have a large amount of funds to receive and pay; Customers who don't trade futures for a long time suddenly day trading futures in the short term for unknown reasons, and the amount of funds is huge; Customers frequently take the same futures contract as the target, open positions at the same price, close positions at the same or roughly the same price, the same amount or nearly the same amount, and withdraw funds; As the seller of futures trading, the customer cannot provide complete customs declaration documents and tax payment vouchers when delivering imported goods, or provide forged or altered customs declaration documents and tax payment vouchers.

Suspicious trading customers of the fund require non-trading transfer of fund shares and cannot provide legal documents; Customers frequently handle fund share transfer without economic and legal reasons; Customer requests to change their