Judging from the current actual situation, the source of down payment for buying a house only exists in first-tier cities, such as North, Guangzhou and Shenzhen. There is no requirement for other regions to check the source of funds for the down payment of house purchase. Check the source of down payment funds, mainly to verify whether the purchaser has the ability to buy real estate and whether he has the ability to repay the mortgage on time.

Generally, to check the source of down payment funds, you need to use the buyer's ID card, household registration book, bank card running water, personal credit report, income certificate issued by the work unit and other deposit apps under the personal name, such as Alipay, Yu 'ebao, futures purchased by individuals, stocks, company equity, etc. , all involve several parts of the down payment amount.

If the down payment funds are borrowed by relatives and friends, or borrowed by individuals through credit card overdraft or other lending platforms, once verified, they will not be allowed to be qualified to purchase houses.

Down payment source query function:

Asking about the source of down payment funds is also to ensure the healthy development of the real estate market. In today's era, many young people are forced to borrow money from the platform or overdraw their credit cards to buy real estate, which is too stressful for a period of time. More importantly, they still haven't got the mortgage loan, which leads to the overdue and unstable development of the real estate market.

Therefore, inquiring about the source of down payment funds is an important measure conducive to the stable development of the real estate market.