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The following provisions on the qualifications and number of employees engaged in domestic gold futures trading business of commercial banks are correct ().
Answer: b, c, d, e

Commercial banks engaged in domestic gold futures trading business shall have at least four qualified personnel who have passed the qualification examination recognized by China futures industry, including at least two traders and at least two risk managers, and the above-mentioned personnel shall not concurrently hold positions with each other, and have no bad business record.