The central bank refutes rumors that banks will investigate personal savings users

The central bank refutes rumors that banks will investigate personal savings users. Where the Internet is illegal, netizens must abide by truth and objectivity in their words and deeds on the Internet. Paying attention to online ethics and complying with relevant national laws and regulations, the central bank refuted rumors that banks will investigate personal savings users. The central bank refutes rumors that banks will investigate personal savings users 1

Recently, a picture of the so-called "risk warning" issued on the website of the People's Bank of China (see the picture below) has been circulated on the Internet, saying that our bank will conduct personal checks on major banks across the country. Savings user investigation business. Our bank solemnly declares that this is a fake website spreading rumors and is of a vile nature. The Internet is not a place outside the law. The People's Bank of China severely condemns the spreading of rumors and has reported the case to the public security organs and will pursue relevant responsibilities in accordance with the law.

People's Bank of China

September 30, 2021

Attached is an untrue picture posted online:

In addition to fabricating and deliberately spreading false information, spreading rumors online may also constitute defamation, picking quarrels and provoking trouble, illegal business operations, infringing on the reputation and honor of heroes and martyrs, fabricating and spreading false information about securities and futures trading, etc.

If someone spreads rumors, lies about dangers, epidemics, police information, or deliberately disrupts public order by other means, or openly insults others or fabricates facts to slander others, it does not constitute a crime. The "Public Security Administration Punishment Law" and other provisions provide for administrative penalties such as detention and fines.

If spreading rumors infringes on the reputation rights of individual citizens or infringes on the goodwill of legal persons, you may also bear corresponding civil liability. The central bank refutes rumors that banks will investigate personal savings users 2

What legal responsibilities should we bear for spreading rumors?

In places where the Internet is illegal, netizens must abide by truthfulness and objectivity in their words and deeds on the Internet, pay attention to online ethics, abide by the relevant laws and regulations of the country, bear legal responsibilities arising from their actions, and express their spontaneity. , in exchange for severe punishment by law.

"Internet rumors" refer to offensive and purposeful words that have no factual basis and are spread through online media (such as Weibo, online forums, social networking sites, chat software, etc.).

Mainly involves emergencies, public affairs, celebrities, subversion of tradition, deviance, etc.

Rumors spread suddenly and very quickly, so they can easily have a negative impact on normal social order. The herd mentality accelerates the spread of ideas by secretly changing concepts, generalizing from partial to complete, rather believing that something exists than believing that something doesn’t exist.

Some people always say that "rumors stop at the wise", but do rumors really stop at the wise? Are you sure you are a wise man? Are there so many wise men in the world? How do we know whether what the "wise man" said is a rumor?

Don’t put your hope in “wise men”. Rumors only stop at open, transparent and reciprocal information. When information is not flowing smoothly, people will use their imagination to fill it in as much as possible, which also creates a breeding ground for rumors.

Anyone who fabricates and spreads online rumors under the control of free will should bear corresponding legal responsibility for his actions. To combat online rumors, there are three main levels of accountability for rumor makers:

Civil liability

If spreading rumors infringes on the reputation rights of individual citizens or infringes on the goodwill of legal persons , according to the provisions of the General Principles of Civil Law of our country, we need to bear the responsibility to stop the infringement, restore reputation, eliminate the impact, apologize and compensate for losses.

Administrative Responsibilities

According to Article 25 of the Public Security Administration Punishment Law, anyone who spreads rumors or falsely reports the epidemic shall be detained for not less than five days but not more than ten days, and may also be fined five hundred A fine of not more than RMB 500 shall be imposed; if the circumstances are relatively minor, the offender shall be detained for not more than five days or fined not more than RMB 500.

Criminal liability

Anyone who fabricates and intentionally spreads false information about the pneumonia epidemic involving new coronavirus infection, seriously disrupting social order and constituting a crime, may be sentenced to up to ten years in prison.