In addition to Alipay, you can also buy gold on WeChat, which many people don't know. The gold wealth management product on WeChat is Tencent Micro Gold, so is Tencent Micro Gold safe? Today I will analyze it from three aspects.

Safety analysis I. Product background

According to the product introduction on the official account page of Tencent Micro-Gold WeChat, Tencent Micro-Gold is connected with ICBC's accumulated funds, and purchasing accumulated funds is equivalent to purchasing physical gold. ICBC refers to the Shanghai Gold Exchange and the international market quotation.

As we all know, the price of gold has gone up and down, so in terms of product nature, Tencent Micro Gold is at risk of losing money.

Safety analysis II. perform

In the past 1 year, the gold price of Tencent Micro Gold has dropped from the highest RMB/gram to RMB/gram, that is to say, if you bought Tencent Micro Gold before 1 year, the principal will be lost.

From the performance point of view, gold investment is high-risk, and friends need to be cautious.

Safety analysis III. Platform risk

After talking about products, let's talk about the platform for selling products. Tencent Weijin cooperates with ICBC. Buying Tencent Micro Gold is equivalent to buying the accumulated funds of ICBC. Banks have physical gold, and the security in this respect is relatively reliable. In addition, as the largest state-owned bank, ICBC's products are sold on platforms such as WeChat, and product compliance and capital security are guaranteed.

Summary: There is no security problem in buying Tencent Micro-Gold on WeChat, but the investment risk of gold is high, which is likely to cause losses. If you want to get the expected return of gold investment, you must first look at whether you can bear the risk of principal loss.